Archive for the ‘Free Software’ Category

Best free password managers: Better online security doesnt have to cost a thing – PCWorld

You need a password manager. Data breaches are now commonplace, and that flood of stolen data has made cracking passwords even easierand not just the password12345 variety, but also those that use strategies like variations on a single password or substituting numbers for letters. Even if youre using unique, random passwords, storing them in a document or spreadsheet leaves you vulnerable to prying eyes.

While paid password managers offer nice extras, even a free password manager protects you from the risks of using weak passwords (or worse, using the same one everywhere). You just have to remember one password to access a single, secure place where all your other passwords are stored.

Free password managers come in different flavors and styles, too, so you should be able to find one that fits your lifestyle. Down the road, you can always upgrade to a paid service as your needs grow.

Not sure what features youll need? Generally, you want a service that offers password generation, autoform filling, two-factor authentication, and allows you to move between different devices -and- device types. For more info, you can read our explanation of what you need to know about password managers.

Like several other services, Bitwarden offers a free tier and a paid tierbut its free tier packs in so many features that most individuals wont need more. You can access the service across an unlimited amount of devices and a multitude of device types, enable basic TOTP two-factor authentication, and fill your vault with as many passwords as youd like. The free personal plan also allows privacy-minded users to avoid the companys cloud hosting and instead self-host.

Rivals dole out far less to their free users, and its particularly rare for them to grant unrestricted movement between multiple device types. (Dashlane even begins charging as soon as you want to leave the confines of a single device.) Most competitors are also not open-source like Bitwarden, which prevents their communities from being able to hunt for hidden backdoors or security holes.

The one thing that the free personal plan doesnt offer is password sharingbut you can partially get around that by signing up for a free enterprise plan instead. It includes two seats with unlimited password sharing between them, thus allowing both individuals to safely access passwords for shared accounts. The trade-off, however, is that free enterprise plans do not allow self-hosting.

Bitwardens generous lineup of features for its free service makes it our top pick. Choose the free enterprise plan to enable password sharing with one other account.

Bitwardens other advantage is that should your needs expand down the road, the transition to a paid plan wont cost much. A premium personal plan is just $10 per year (compared to $36+ per year for rivals), and a family plan is $40 per year for up to six users (compared to $48+ per year for rivals). And moving up to a paid tier does come with concrete benefits: support for more sophisticated forms of two-factor authentication, evaluations of your passwords health (e.g., strength, public exposure, etc), encrypted file storage, and emergency access for trusted individuals.

Finally, if you decide to move elsewhere one day, Bitwarden allows you to export your passwordswith the option to do so as an encrypted file. But with such a generous and thorough set of features, youll likely not want to go elsewhere.

KeePass may not look like much, but under the hood this desktop-application-based password manager has all the features you could want, particularly if youre privacy and security minded.

Because the program and its encrypted database file(s) are stored locally on your computer by default, you retain full control over who could access itunlike a cloud service, where you have to trust that servers are set up correctly and that the employees are trustworthy. Moreover, you dont even have to install it on your system, but run it via a portable .exe application kept on a USB stick.

KeePass is also an open-source program, which means that the community can always vet it for any hidden backdoors or just plain old security-crippling bugs. And you can enable two-factor authentication through the use of key files (which augments your master password), plus lock the database file to the Windows account that created it, too.

KeePasss numerous plugins let you approximate much of the premium features youd get with a paid service, so long as youre willing to put in some elbow grease. This is only part of the full list!

Youre not just locked to a Windows desktop system, eitherbecause the program is open source, you can find community-created ports of KeePass for MacOS, Android, and iOS, as well as a boatload of plugins that let you customize it to your taste. With plugins, you can re-create most of the features youd find in paid cloud-based services, like checking to see if any of your passwords have been found as part of a data dump.

You can also get creative with how you store your database filefor remote access, you can put it on a home server, or if youre comfortable, a cloud service of your own choosing. (Perhaps youre more comfortable with how Google safeguards its accounts than a dedicated password manager service, for example.) And should you ever decide to hang up your hat as a DIY password manager administrator, KeePass allows for easy exports of your passwords.

Password managers within mobile operating systems and major browsers have come a long way. Just a few years ago, we wouldnt have advised using them at all, but now theyve shored up their security and features to become a viable (though basic) option.

But basic isnt badwhen it comes to password managers, the best service is the one that youll use. For some people, using a dedicated password manager can be too much to keep track of. In those cases, leaning on Google, Apple, or even Firefox can help upgrade your password security with little extra effort necessary. Their built-in password management tools can do the heavy lifting of creating and remembering unique random passwords across the web, and you wont need to switch to a different app to make it work.

If youre going to choose a browser-based password manager, Firefox is one of the best options among the bunch.

Of course, you will lock yourself into those ecosystems by doing so, but if you live your whole life within those waters already, you wont be bothered by that fact. Google probably will appeal to most people, as Chrome is ubiquitous, but those who worry about data privacy can instead turn to Firefox and its pledge to not sell your data. Apple also shares Firefoxs commitment to privacy, but theyre the hardest to leave, as the company doesnt provide an easy method to export passwords. We advise choosing Google or Firefox for the widest reach across devices, and Apple if you own both MacOS and iOS devices (and dont plan to leave).

Committing to Apple and iCloud Keychain? Follow these tips on how to set it up and make the most of it.

The one primary downside to using your Google, Apple, or Firefox account to store passwords is that theyre not as tightly safeguarded as with a third-party service. Even if you secure your account with two-factor authentication (and you absolutely should if youre storing passwords in it!), Google, Apple, or Firefox tend to be more lax about accessing passwords from a device thats logged in. Often they dont ask for reauthentication to use a stored password, unlike most dedicated password managersand that can be a security hazard on a shared device.

Why bother with a paid password manager if you can use a free one? Paid services provide premium features that enable more control over your passwords and how you secure them. For example, youll often gain access to password sharing (handy if your household members all need to know the Netflix password), support for YubiKey and other more advanced forms of 2FA authenticators, and alerts that tell you if your password turned up in a data dump. Some paid services even have a signature feature that makes them stand out from competitorsfor example, 1Password has a travel vault feature that hides some passwords when youre traveling, as an extra security measure when you might encounter aggressive airport screening or simply lose access to your devices due to theft or lost baggage.

If you need these kinds of features, check out our list of the best paid password managers to see which ones offer the best bang for your buck.

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Best free password managers: Better online security doesnt have to cost a thing - PCWorld

PDF Extra comes to iOS with productivity tools and free storage – AppleInsider

Previously an Android exclusive, PDF Extra is now on Apple's App Store, featuring the ability to scan images, and both create and edit PDFs, all on iPhone.

Two years after its launch on Android, PDF Extra has launched for the iPhone in both free and premium versions. Users of the free version are given 5GB of free space to store their PDFs on maker MobiSystems' servers while premium users receive a tenfold increase to 50GB.

The aim is to provide one place to store your PDFs, and then one editor app to do everything on the go. PDF Extra will display PDFs for reading and users can then digitally sign that document.

Rather than requiring you to photograph your signature and use that image for all your digital signatures, PDF Extra lets you do more. While you can indeed choose to create a digital signature image that you will repeatedly use in this legacy manner, the app also gives you the alternative of providing live signatures and annotations directly on your iPhone or iPad's touch screen.

PDF Extra also offers tools that allow you to tweak the appearance of your live signatures and annotations, such as increasing the thickness (weight) of the lines. Or if a legal PDF form demands black ink but you last signed in blue, you can simply switch the color.

L-R: PDF Extra includes pop up help, you can add text notes to any PDF, and you can also enter your signature

In addition to being able to use photographed signatures, you can use the app to work with photographs in general. PDF Extra can import an image and immediately convert it to PDF.

Similarly, once you've made or opened an existing PDF, the app can export it again for you in multiple different formats. For instance, the app can take an existing PDF and send it to a colleague in Microsoft Word format so that the recipient can edit it.

If you're working with a PDF that happens to be a financial report, PDF Extra can also automatically isolate and extract the figures contained within and then create an Excel-format document.

Within the app itself, you can manipulate your documents while keeping them as PDFs. Open any PDF to annotate it, draw around text, and resize elements as needed. You can also split PDFs within the app or use PDF Extra to join separate PDFs together a particularly useful feature. And then you can save them in your 5GB of free space.

The primary difference between the free and paid versions of PDF Extra is this storage space. Everyone gets 5GB, but premium users get 50GB and more features for $49.99 per year.

Although PDF Extra is primarily a PDF editor, the app also sports a scan feature, which can easily scan multiple pages and save them as one document. In fact, the scan feature is not limited only to documents everything that needs to be scanned can indeed be snapped with your iPhone's camera and instantly turned into a PDF.

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PDF Extra comes to iOS with productivity tools and free storage - AppleInsider

Justice Through Code is a free coding program for those impacted by the criminal justice system – TechCrunch

People who have spent time in jail or prison often face barriers to accessing stable jobs, housing and financial services. These types of barriers are a key driver of recidivism for the more than 600,000 people who are released from prison each year. Between 2005 and 2014, an estimated 68% of people released in 2005 were arrested again within three years. Within nine years, 83% of those released in 2005 were rearrested, according to the U.S. Department of Justices Bureau of Justice Statistics.

Justice Through Code, a semester-long coding and interpersonal skills intensive that takes place at Columbia University, aims to provide alternative paths for people once they reenter society.

Throughout the semester, students learn the fundamentals of Python and other computer science basics. They also receive career coaching, public speaking training, and learn negotiation skills and how to write a resume. Once students complete the program, Justice Through Code, which held its first cohort last year with just over 30 students, puts them in touch with its partners for paid internships and jobs.

Of the students in the first cohort who were interested in finding jobs or internships after the program, more than 80% of them were placed in relevant roles within six months, Justice Through Code founder Aedan Macdonald told TechCrunch. Antwan (pictured above) is one of the graduates who secured an internship after the program. Antwan has been interning full time at Columbia in the schools IT department since December.

It was just amazing that within one year of me coming across that flyer [for Justice Through Code] on Facebook, Im actually working an internship at Columbia, Antwan told TechCrunch. And its just been tremendous. I mean, its been nonstop learning every single day.

Before that, Antwan spent time at Emergent Works.

It really gave me my first opportunity of using the theory that I learned in the program in a work setting, Antwan said.

Justice Through Code works with a handful of tech partners to support its program and its students. Amazon Web Services, for example, provides laptops to students who need them while technologists from Google, Slack and Coursera speak to students on their experiences in tech.

AWS has yet to hire folks from the program but an AWS spokesperson says the company is excited to present opportunities to graduates.

Its definitely our intention to hire individuals from this program, the spokesperson told TechCrunch.

Justice Through Code is now accepting applications for its third cohort, which Macdonald says he hopes will have a class size of up to 60 people. While Justice Through Code does not require applicants to have any prior coding experience, the program does want participants to be comfortable using computers. The application process also seeks to determine how well someone may be equipped to deal with the frustrations that come with learning how to code.

So much of learning how to code is being in a kind of state where you dont know everything, Macdonald said. And it can be highly frustrating. And so I think seeing how the process of how people work through problems [is beneficial]. We do a couple logic problems in the interview, and its really not a matter of does somebody have the answer to this, but we actually have questions in pairs. So if somebody struggles on one question, well go through in detail how to solve that and then see what their process is of applying that same principle of logic to the subsequent question that utilizes the same principle. So how people are responding in a learning environment, as well as kind of curiosity about the the industry and just a real drive to succeed if theyre selected to participate in the program.

Justice Through Code is not the only program that serves folks impacted by the criminal justice system. The Last Mile teaches folks business and coding skills while incarcerated, and similarly has partnerships in place with tech companies to help returned citizens find jobs.

Macdonald, who himself spent time in prison, says he hopes Justice Through Code can help to shift the negative stereotypes of the formerly incarcerated as not having any future beyond a minimum wage job.

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Justice Through Code is a free coding program for those impacted by the criminal justice system - TechCrunch

Core Banking Solution (CBS) Market is Projected to Surpass USD 9.35 Billion by 2025 at 5.61% CAGR | Growing Adoption of AI and Big Data to Bolster…

Pune, Feb. 17, 2021 (GLOBE NEWSWIRE) -- Market AnalysisThe global core banking solution market is highly lucrative and projected to witness significant growth at a 5.61% CAGR over the forecast period (2019-2025), reveals the Market Research Future (MRFR) report. Core banking is a service that is delivered by a group of networked bank branches. The customers have the flexibility to perform all forms of banking activities like debts, loans, payments, money transactions, and access accounts from just any location with a device of their choice. It is akin to retail banking. Often retail customers are considered core banking customers by most banks. Core banking solutions are adopted by various banks for remote monitoring of transactional activities from any branch, enhanced risk management, and hassle-free flow of banking activities. Some of the popular core banking solutions comprises the point of sales systems (POS), fund transfers, ATMs, mobile banking, and internet banking.

Alluring Features Fuelling Market GrowthAs per the Market Research Future report, there are numerous factors that are fuelling the core banking solution market size. These include the growing demand for improved customer service, increasing need for effective management of banking operations, growing demand for core banking technology for security and better service, the rising need to manage accounts of customers from a single server, and the growing adoption of technologies like big data and artificial intelligence. The additional factors propelling the market growth entails the growing adoption of SaaS-based and cloud-based banking, and the rising implementation of mobile banking and online banking by customers.

On the contrary, the global CBS market may backtrack a little in its growth trajectory owing to a lack of awareness about advanced banking technologies, stringent bank regulations, and challenges faced by banks in rural areas to meet the needs of customers with regards to technology.

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COVID-19 AnalysisA lot of companies have faced the brunt of the on-going COVID-19 crisis, with the core banking solution market being no exception. This outbreak has resulted in the repositioning of the financial market worldwide, with the financial industry struggling due to sudden changes in the rates of interest and delayed lease payments. The pandemic has heavily impacted the working culture across different industry verticals. The current situation has compelled banks as well as other financial institutions to work from home. Thus, it is quite a challenge for most financial institutions, especially banks, to restore all the changes in the entire loan management and credit scenario due to the on-going outbreak.

Market SegmentationThe Market Research Future Report provides an inclusive analysis of the core banking solution market based on deployment and component.

By component, the global core banking solution market is segmented into service and solution. Of these, the solution segment will lead the market over the forecast period. It will grow at a 5.99% CAGR by 2025. The service segment, on the other hand, will grow at a 4.82% CAGR by 2025.

By deployment, the global core banking solution market is segmented into on-cloud & on-premise. Of these, the on-premise segment will dominate the market over the forecast period. The on-cloud segment, on the other hand, will grow at a 6.47% CAGR by 2025.

Browse In-depth Market Research Report (141 pages) on Core Banking Services Market:https://www.marketresearchfuture.com/reports/core-banking-solutions-market-3208

Regional SegmentationNorth America to Spearhead Core Banking Solution MarketBy region, the core banking solution market covers growth opportunities and latest trends across Europe, the Asia Pacific (APAC), South America, North America, & the Middle East & Africa (MEA). Of these, North America will spearhead the market over the forecast period. The presence of financial institutions that are attracting international investors, the presence of several local players, foreign investors are getting inclined increasingly towards entering the US market, wide deployment by medium and large banks, the presence of developed economies in Canada and US, high focus on innovations in research and technology, are adding to the global core banking solution market growth in the region. Besides, the focus to launch advanced banking systems to improve their product portfolio is also adding market growth. The US and Canada have the utmost market share.

In Europe, the global core banking solution market is predicted to hold the second-largest share over the forecast period. Digital transformation of banks, strong core banking due to AI, public cloud, and open banking, the presence of leading CBS providers, and benefits such as hassle-free banking services to customers are adding to the global core banking solution market growth in the region.

In the APAC region, the global core banking solution is predicted to have notable growth over the forecast period. The higher penetration of off the shelf core banking system, more rapid development of new architectures to encourage digital banking, use of mobile wallet services, growing adoption of mobile applications and web-based business in the banking sector, and the growing economies of countries like Oceania, Japan, China, South Korea, and India are adding to the global core banking solution market growth in the region.

In the MEA, the global core banking solution is predicted to have healthy growth over the forecast period. Customers are increasingly looking for convenient, compliant, and modern services, and the efficient and smooth operations offered by core banking solutions are adding to the global core banking solution market growth in the region.

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Competitive LandscapeProminent players profiled in the global core banking solution market report include Fidelity National Information Services, Inc. (US), Temenos Group AG (Switzerland), Oracle Financial Services Software Limited (India), Capgemini SE (France), Tata Consultancy Services (India), HCL Technologies Limited (India), Infosys Limited (India), Fiserv, Inc. (US), SAP SE (Germany), UNISYS (US), and Jayam Solutions Private Limited (India). M&A, strategic alliances, geographic expansions, research and development, and others are the key growth strategies adopted by the industry players to remain competitive and create a foothold in the market.

Browse Adjacent Markets: Software Market Research Reports & Consulting.

Industry UpdatesJanuary 2021- The Central Bank of Bahrain or the CBB has launched eKYC for digital transformation in the sector. This platform has been successfully integrated into its core banking services system.January 2021- TD Bank has created a new commercial bank from combined services. This will help to scale its core businesses and also build the futures Commercial Bank.

Browse Related Reports:Global Financial Analytics Market Research Report: by Component, Deployment, Organization Size, Application (GRC & Wealth Management, Financial Forecasting & Budgeting, Transaction Monitoring, Fraud Detection & Prevention), Vertical - Forecast till 2024

Digital Banking Market, by Services (Non-Transactional Activities, Transactional), By Deployment Type (On-Premises, On Cloud), By Technology (Internet Banking, Digital Payments, Mobile Banking), By Industries (Media & Entertainment, Manufacturing, Retail, Banking, Healthcare) - Forecast till 2026

Global Financial App Market Research Report, By Software (Audit, Risk & Compliance, Bi & Analytics Application, Business Transaction Processing, And Others), By Deployment, By Service, By Organization Size, And By End-Users

Global Blockchain in Fintech Market Research Report, Service Provider (Application & solutions, middleware & services, infrastructure), Interaction Channel (bank branch, mobile application), Organization Size (Large Enterprise, SME), Application (Payment, Smart Contract)

About Market Research Future:At Market Research Future (MRFR), we enable our customers to unravel the complexity of various industries through our Cooked Research Report (CRR), Half-Cooked Research Reports (HCRR), Raw Research Reports (3R), Continuous-Feed Research (CFR), and Market Research & Consulting Services.

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Core Banking Solution (CBS) Market is Projected to Surpass USD 9.35 Billion by 2025 at 5.61% CAGR | Growing Adoption of AI and Big Data to Bolster...

The Rise of the Wellness App – The New York Times

Our dependency on technology has concentrated wealth in America, making San Francisco home to the most billionaires per capita than any other city. Nearly all of them are white, cisgender men. The pay disparities that have long existed in Silicon Valley are growing, reproducing race and class hierarchies that devalue domestic and menial labor and errand work and obfuscating the human cost of increasing our ease in ordering groceries or takeout. This dystopian side stays hidden from view, which helps us ignore it and stay enmeshed with it.

Before the pandemic, the grocery-delivery app Instacart reportedly hemorrhaged hundreds of millions of dollars and struggled to turn a profit. In March, the company quickly hired 300,000 workers to meet demand at the height of the pandemic. As independent contractors, they were not eligible for health care benefits (though the company promised up to 14 paid days if they received a Covid-19 diagnosis or were required to quarantine). Instacart is now valued at more than $17 billion; many of its workers say they are barely earning minimum wage. The pandemic may have exposed class inequalities, but the technology that caused one group of people to risk their health while others who could afford to sit at home in comfort amplified and reinforced those inequalities.

Most tech companies have a well-polished party line about how their culture supports their most vulnerable workers. Alice Vichaita, head of global benefits at Pinterest, told me the company tries to build an inspired culture for its workers, with a focus on emotional well-being, which it sees as a precondition to lead inspirational lives. During the pandemic, the mood-board search engine has offered creative mask-making tutorials and made statements in support of the Black Lives Matter movement.

At the company, meanwhile, there was turmoil within: In June, Ifeoma Ozoma and Aerica Shimizu Banks, two former Black employees, aired reports of racist and sexist treatment and pay inequalities, and in August, Franoise Brougher, the companys former chief operating officer, sued Pinterest for gender discrimination. The disconnect between the companys outer offerings and inner workings is revealing of a dichotomy present across the tech industry a desire to perform solidarity rather than enact policies that demonstrate it. Pinterest did not admit to any liability in the case of Brougher (who is white), but paid out a settlement of $22.5 million. Ozoma and Banks reportedly left with a severance of half their annual salary. Theres simply no amount of free therapy or other corporate wellness perks that can offset the toxicity of racism and sexism in the workplace.

In late January, I went meaning I logged into Zoom at the designated time to a dharma talk called How Technology Shapes Us. I was trying to work on the tension of relying on mindfulness mediated through an internet that is oriented toward disrupting it. The day opened with a brief sit, maybe 10 minutes. Though Ive sat in meditation for much longer periods of time, my brain itched and did the electric slide and pretty much whatever else it wanted except dissolve into nothingness. It was impossible to become a pillar of peace while sitting in front of the void of the screen I use for work and entertainment, whose invisible and silent pull was irresistible.

We already walk around with the seed of dissatisfaction and the sense that something could be better, Randima Fernando, a teacher at the dharma talk, told me later. And the way we should navigate that sense of imperfection is taking a walk or meditating, but instead we reach for the supercomputers in our pockets. The first noble truth of Buddhism is that life contains unavoidable suffering. The second is that it is largely caused by cravings and desire for material goods, a need that can never be satisfied. Much of technology is designed to convince users that it can reduce that suffering, through on-demand access to information, other people, food and entertainment. But more often than not, it accelerates it.

Social media, for instance, monetizes the urgency of wanting, and there are economic incentives for keeping us engaged, unhappy, seeking, convinced theres something more to consume, something better to do, learn or buy. Buddhism teaches that there are no quick fixes, and apps like Calm are better at advertising relaxing services and profiting from them than they are at actually providing them in a meaningful way. Mindfulness is less about reducing stress and more about reducing dissatisfaction through direct investigation of our experience, Fernando told me. But marketing stress reduction is more successful, and definitely more likely to win a download or corporate account.

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The Rise of the Wellness App - The New York Times