Archive for the ‘Free Software’ Category

How to Make $1 Million Tax-Free – The Motley Fool Canada

Looking to grow your Tax-Free Savings Account (TFSA) to seven figures? This article is definitely for you.

Ive talked about the growth prospects ofConstellation Software(TSX:CSU) in the past. However, putting this stock in the context of what a $75,000 TFSA investment would be in 10 years. In the case of Constellation, the past 10 years have provided a return of around 3,000%! That would have turned a $75,000 investment into more than $2 million today.

Do I believe Constellations growth is likely to continue over the long-term? Absolutely. Will the companys growth be as fast as in the past? Maybe not, but investors only need roughly half its historical growth rate to achieve their seven-figure target in 10 years.

Most investors know Constellation is a growth-by-acquisition play. The company has acquired many smaller software companies over the years. Constellations value is in turning these companies into cash flow machines. Indeed, the companys return on invested capital and return on equity metrics are incredible. Constellations track record is truly incredible in creating shareholder value via acquisitions.

Accordingly, the companys recent announcement it was considering cutting or eliminating its dividend could be a solid move for long-term investors. This dividend cut/elimination would be inclusive of the companys special dividend it has been paying out.

The reason? Constellation wants to be free to pursue larger deals.

If theres any management team out there investors should consider leaving their money with, its Constellation Software. This is one of the best management teams in terms of executing a growth-by-acquisition strategy to perfection. Generally, I think keeping this cash in-house and pursuing more acquisitions is broadly bullish for this stock.

The more deals Constellation is able to do, the higher the growth rate. Its model is a proven one. The fact Constellation is pursuing larger deals is indicative to me of the belief in the management teams ability to grow shareholder returns in a bigger way long-term.

Indeed, the companys management team is working to provide as much growth as possible for investors. Given how oriented the market is right now toward growth, this is likely to create outperformance in the near-term. Over the longer-term, I think Constellation has the potential to repeat its growth trajectory. At the very least, this stock is highly likely to produce market-beating growth long-term.

Those looking for massive capital appreciation in their TFSA cant do better than Constellation right now.

Indeed, Constellations near, medium, and long-term future remains very bright. Accordingly, I would encourage investors looking for growth to consider this company as a core holding. Constellations focus on doing bigger deals should be meaningful for long-term growth investors looking for a similar trajectory over the next 10 years.

Like this top millionaire-maker pick? Here are a few more I think could provide this level of growth:

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Fool contributor Chris MacDonald has no position in any of the stocks mentioned. The Motley Fool owns shares of and recommends Constellation Software.

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How to Make $1 Million Tax-Free - The Motley Fool Canada

Global and United States Logbook Software Market Top Players Analysis and Forecast 2026: Free Logbook, Create Logbooks, Driver’s EZLOG, Eclipse…

Introduction: Global Logbook Software Market

A new report on Global Logbook Software market added to the flourishing data archive is in place to provide readers with innate detailing on market developments, comprising a detailed market overview, vendor landscape, market dimensions, vendor landscape as well as in-depth SWOT and PESTEL assessment, besides other internationally approved market assessment guidelines that play crucial roles in growth dissemination.

Competitor Profiling: Global Logbook Software Market

We Have Recent Updates of Logbook Software Market in Sample [emailprotected] https://www.orbisresearch.com/contacts/request-sample/5113221?utm_source=PoojaQ

Unraveling Segmentation and Scope of the Global Logbook Software Market

Based on expert research activities initiated by multiple research veterans in our in-house research teams, the segmentation section of the report is well bifurcated into several stand-alone segments. With optimum understanding of the segment performance, aligning with reader expectations and industry specificities, the report identifies global Logbook Software market well segregated into dynamic segments such as type and application. Based on these segment assessment, leading players can gain insightful understanding about segment performance and viability.

Analysis by Type: This section of the report includes factual details pertaining to the most lucrative segment harnessing revenue maximization.

Analysis by Application: Further in the subsequent sections of the report, research analysts have rendered precise judgement regarding the various applications that the Logbook Software market mediates for superlative end-user benefits.

Browse Full Report with Facts and Figures of Logbook Software Market Report at @ https://www.orbisresearch.com/reports/index/global-and-united-states-logbook-software-market-size-status-and-forecast-2020-2026?utm_source=PoojaQ

Details on technological nuances, costing and pricing matrix, raw material development, demand and supply chain gaps, customer preferences, market developments, trend assessment, regional innovations as well as vendor and product portfolios along with detailed product and service based innovations are also thoroughly discussed in this high end report on global Logbook Software market.

This in-depth research report evaluating versatile activities in global Logbook Software market with significant exposure to diverse economical and technological milestones governing both the historical developments as well as current developments, based on which established market veterans as well as novice entrants may well gain cues on forecast predictions and future ready growth probabilities.

Regional Coverage of Global Logbook Software MarketThis enhanced research report developed in the lines of regional developments and geographical expanse includes versatile details on European expanse. Several countries such as the UK, Germany, Russia, Italy have been widely discussed.

Regional Analysis North America (U.S., Canada, Mexico) Europe (U.K., France, Germany, Spain, Italy, Central & Eastern Europe, CIS) Asia Pacific (China, Japan, South Korea, ASEAN, India, Rest of Asia Pacific) Latin America (Brazil, Rest of L.A.) Middle East and Africa (Turkey, GCC, Rest of Middle East)

Do You Have Any Query or Specific Requirement? Ask Our Industry [emailprotected] https://www.orbisresearch.com/contacts/enquiry-before-buying/5113221?utm_source=PoojaQ

Other vital countries across North American region such as the US, Canada, Mexico have also been discussed in the report.Details on Asian countries such as Japan, China, India, Singapore and the like.Other African and South and Central American countries have been profiled in the report.

Further in the report, readers are also equipped with sufficient understanding on pandemic evaluation and assessment based on which new and established players mag gain sufficient insights on pandemic management.

About Us:Orbis Research (orbisresearch.com) is a single point aid for all your market research requirements. We have vast database of reports from the leading publishers and authors across the globe. We specialize in delivering customized reports as per the requirements of our clients. We have complete information about our publishers and hence are sure about the accuracy of the industries and verticals of their specialization. This helps our clients to map their needs and we produce the perfect required market research study for our clients.

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Global and United States Logbook Software Market Top Players Analysis and Forecast 2026: Free Logbook, Create Logbooks, Driver's EZLOG, Eclipse...

Choosing between an iPhone 12 and a Pixel 5? Here’s what you should consider – CNET

Google and Apple both released a 5G phone in 2020: the long-awaited iPhone 12 and iPhone 12 Pro, iPhone 12 Mini and iPhone 12 Pro Maxand the Pixel 5, which Google unveiled alongside the Pixel 4A 5G. The two biggest differences between the iPhone 12 and Pixel 5 are the price and the operating system.

Pricewise, this isn't a very fair fight. While the $699 Pixel 5 (599, AU$999) is Google's current flagship, it lacks many of the premium features we've come to expect from brands like Samsung and Apple. (Here's how the Pixel 5 compares to a similarly priced iPhone 11 instead.) The iPhone 12 price structure is a bit more complicated, because Apple released four models and prices vary between unlocked and carrier models. The base iPhone 12 model starts at $799 (799 and AU$1,349) with carrier discounts, and that $100 price difference to the Pixel 5 is nothing to sniff at, especially as belts tighten during the coronavirus pandemic.

Now playing: Watch this: iPhone 12 vs. Pixel 5 camera comparison

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As far as the operating system goes, those who are plugged in to Apple's iOS ecosystem are unlikely to even look twice at a Google phone. And the same goes for Android users. But if you're looking to make a switch from iPhone to Android or from Android to iOS, or if you just like to rubber-neck at phone showdowns, read on as we compare the iPhone 12 and Pixel 5's design, camera, battery and performance.

Read more:iPhone 12 takes us a step closer to Apple's portless future

With 5G support, a sleek new look, major camera upgrades, a ceramic shield screen and an overall zippy performance, Apple's newest flagship is a force to be reckoned with. CNET's Patrick Holland called the phone "a complete unit" and praised its "slabular beauty" -- reminiscent of the iPhone 5 design. Not only did the 12 score higher on performance benchmark tests than any other phone we've ever tested, but it's also one of our highest rated phones of all time. Too bad it doesn't come with headphones and a power adapter. Read our Apple iPhone 12 review.

We called the Pixel 3 "the best Android phone of 2018," but our impression of the following year's Pixel 4 and now the Pixel 5 were very similar: cool camera, but not for that price. Still, Google devotees will appreciate the bevy of goodies included in the latest Pixel, like a 90Hz display, a larger battery and some neat computational photography tricks. And if you want 5G for $100 less, the Pixel 5 has you covered. Read our Google Pixel 5 review.

The iPhone 12 made a splash with its throwback design. Apple brought back the flat, squared-off edges, which differentiate the iPhone 12 from rivals that favor curved sides. The new flagship also comes in new blue hues, dark blue for the iPhone 12 and Pacific blue for the 12 Pro. The Pixel 5 has a more minimalist design, with a hole-punch camera, thin bezels and a flush rear camera setup.

Read more:iPhone 12 drop test result are in: Ceramic shield is as tough as it sounds

One area where the Pixel 5 beats the iPhone 12, at least on paper, is its 90Hz screen refresh rate. Apple's flagship has a 60Hz display. Having a 90Hz display means the screen refreshes 90 frames a second, making scrolling smoother. Keep in mind that the Pixel 5's refresh rate is dynamic, much like many other 90 or 120Hz phones. The phone will revert to 60Hz when the higher refresh rate is not needed, such as when the screen is static, to help save battery.

The iPhone 12 and Pixel 5 are nearly identical in size. The iPhone 12 is slightly larger, with a 6.1-inch screen compared to the Pixel 5's 6-inch display. The iPhone 12 is also heavier at 5.78 ounces to the Pixel 5's 5.33 ounces. But because the iPhone 12 comes in four variants and three sizes, small- or big-handed people will surely find an iPhone that fits. The iPhone 12 Mini features a 5.4-inch display, and the Pro Max is a whopping 6.7 inches. You can compare all the dimensions and other specs between Apple's four iPhone 12 models here.

As a trailblazer in computational photography, Google's phone cameras really shine in their software. But as competitors like Apple have improved their software offerings,Google's hardware has failed to keep up. The Pixel 5's camera setup is still pretty terrific though and it has some exciting new tricks up its sleeve, like the marriage of Night Sight and Portrait Mode for blurred-background shots in low lighting. Other upgrades to the Pixel 5's camera include a new editing mode for light and portrait photos, and an ultrawide camera for landscape and group shots.

Read more:The best phone to buy for 2021

But the iPhone 12 caters to the higher-end needs of even pro photographers. Apple already added an ultrawide lens on 2019's iPhone 11, and the 12 Pro includes both the ultrawide angle and a telephoto camera (plus lidar!). Meanwhile, Apple tackled the low-light problem with hardware upgrades -- a new lens with an aperture of f1.6 and a new larger sensor, which Apple says offers 27% improvement in low-light situations. Apple also added Night Mode to both its ultrawide and selfie cameras.

Discover the latest news and best reviews in smartphones and carriers from CNET's mobile experts.

The iPhone 12 is equipped with Apple's Bionic 14 processor, while the Pixel 5 has the Snapdragon 765G chipset from Qualcomm. The Pixel 5's processor is actually slower than the Pixel 4's Snapdragon 855, but Google said it went with this chipset as an effort to keep costs down. We didn't notice any slow down, but our Pixel 5 benchmark tests did yield lower scores than the iPhone 11.

The Pixel 5 boasts a 4,000-mAh battery, the highest capacity of any of the Pixel phones. While Apple doesn't release battery specs, a recent teardown video showed a 2,815-mAh battery capacity. In CNET's testing of continuous video playback on airplane mode, the Pixel 5 lasted 21 hours, 43 minutes, while the iPhone 12 clocked in at only 17 hours, 14 minutes.

Because 5G connectivity can be a major battery drain, both Google and Apple have introduced some unique solutions to the battery life problem. In addition to throttling between 60Hz and 90Hz refresh rates, the Pixel 5 features an extreme battery saver mode that will severely limit app usage to extend battery life. The iPhone 12 introduces a feature called Smart Data mode, which will similarly throttle 5G (down to 4G, or between different bands of 5G) in order to balance performance with battery.

Both phones offer wireless charging (though only the iPhone 12 lineup has a cool new MagSafe charger option), but only the Pixel 5 includes reverse charging, meaning it can charge other phones and accessories.

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Choosing between an iPhone 12 and a Pixel 5? Here's what you should consider - CNET

A Billionaire Who Left the US to Help Indian Villages Make Software for the World – The Better India

Billionaire; one of Indias richest men; tech entrepreneur; self-made man; Padma Shri awardee perhaps you have heard of Sridhar Vembu (54) by one of the above descriptions. Though, when you speak to him, you are struck by his genuine nature.

Despite being clearly unwell Sridhar didnt reschedule our call and spoke with courtesy and patience, simply because he had made a commitment.

He has set up Zoho offices in two rural centers in Indiaone in Tenkasi, Tamil Nadu, and the other in Renigunta in Andhra Pradeshwith 7000 of its employees working out of these offices.

Zoho Corp is a web-based online office suite containing word processing, spreadsheets, presentations, databases, note-taking, wikis, web conferencing, customer relationship management, project management, invoicing and other applications. In addition it also has schools and vocational centres as a part of its conglomerate. His long-term plan is to have many more of its 8,800 India-based employees working out of non-urban India.

While much has been written about his story, some aspects of the way he thinks about business, economy, and development is quite differentiated. Excerpts from the interview.

Q Was your decision to move business to the hinterland spurred by business or emotional reasons, especially since connectivity, a decade ago, was not like what it is today?

A Its been a mix of both. I have always felt that in the long term, urban areas are increasingly unviable from a quality of life and cost of living perspective. That for me was a push factor out of urban areas. One of the things that tends to happen is that people fail to look for solutions, but seem eager to complain. Overcrowded cities, pollution issues, and yet people seem to throng to the cities.

You come to the rural areas and you immediately get drawn to the space and pollution free atmosphere it provides. So, theres a push and pull factor push to move away from cities and pull towards hinterland. I set up operations in Tenkasi almost a decade ago, which was a very carefully studied decision. By 2019 I decided to massively expand this set-up and was also considering freezing the headcount in Chennai and moving to other smaller offices. The COVID-19 pandemic in a way only accelerated this thought process.

Q While you revolutionised employment, given that you had the opportunity to study abroad, what in your opinion can be done about the current education system in India?

A In our entire system, we look down upon manufacturing and that is something that needs to change. Because of this disdain, even something as small as a nail cutter is something that we do not have the know-how to make. At the school level and even business level we need to lay a lot of emphasis on learning these basics. Practical, implementable things are what we are looking to teach at our schools at Zoho. Most kids will tell you that they do not enjoy the current system that they are forced to be in, and thats all the more reason why this needs to be changed.

While parents acknowledge this flaw, no one is willing to break out of that mould either. So, its a catch-22 situation. Change, I believe, will not come from the middle class but from those in Indias hinterland. A rural school start-up that will provide free education and food, and one that does not believe in marks, degrees or any certificates is what I am seeking to create.

Q What can be done to ensure self-sufficiency in villages such that people refrain from migrating to urban areas?

A There will always be some amount of migration and the question we need to ask is how can we curb mass migration? There is enough infrastructure in rural India to support the quality of life that one might seek. There is also enough population within a 20km radius to have all the top-class infrastructure and services that are available in urban centres. The problem is the lack of vision. With disposable income will come the establishment of all the services that one can get in the cities. In the kind of economic development scenario, I envision, the reasons why people tend to migrate tend to go away over a period of time.

Q Could you speak about some of the challenges and opportunities that one is likely to face when starting a business?

A Honestly, there wasnt such a big challenge in starting the business or the school. The bigger challenge is to have the boldness to pursue the path you set out on. What Im trying to do now is take a model of education that has worked elsewhere and fine-tune it to suit the needs of India. The idea is to work towards self-reliance. Take a very small part of a large machine as an example. We should be able to produce it ourselves without giving any excuses. Figure out everything that is needed to make that part and stick to it for a few years to be able to do it very well.

Be consistent and stay the course. As entrepreneurs, we need to start thinking like makers and not just vendors. We need to get down and be able to do the work ourselves.

(Edited by Yoshita Rao)

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A Billionaire Who Left the US to Help Indian Villages Make Software for the World - The Better India

Alleged Leaked Image Claims to Show Third-Generation AirPods and Case – MacRumors

A new image claims to offer our first real world look at Apple's next-generation AirPods. The image, shared by 52audio, showcases both AirPods and the charging case for what the site claims to be the third iteration of the wireless earbuds.

52audio has in the past shared images claiming to showcase different parts of the third-generation AirPods. Most notably, the site in November shared an x-ray image claiming to be the new AirPods, however, it was later proven to be faked and simply a compressed x-ray image of the current-generation AirPods Pro.

The image shared today, however, is in line with what we know so far about the third-gen AirPods. Bloomberg has reported that the new AirPods will take design cues from the AirPods Pro by having a smaller stem and silicone eartips, but they will reportedly lack high-end features such as Active Noise Cancelation.

According to 52audio and a provided caption of the leaked image, the new AirPods will feature a pressure-relieving system, the same technology featured in the AirPods Pro. The system is meant to equalize pressure within your ear to remove any discomfort from using the AirPods for a prolonged period of time. Based on the image, the charging case will be less rectangular than the case that comes with the AirPods Pro, and more in keeping with the original AirPods case, but with the addition of an LED charging indicator on the front.

The third-generation AirPods may also be borrowing touch controls from the AirPods Pro. According to accompanying 3D renders from 52audio, each new earbud will feature touch control surfaces, instead of the single and double-tap controls on the current AirPods (first and second generation).

The new AirPods are expected to offer the same five hours of continuous audio playback as the second-generation AirPods, according to the latest report. This differs from details provided earlier by Bloomberg, however, which claims that Apple is looking to improve battery life on the new model beyond the current five hours of audio playback. Additionally, the new report claims that Spatial Audio support, a feature currently exclusive to the AirPods Pro, is "highly" probable for the new AirPods.

Apple analysts Ming-Chi Kuo said in November that mass production for the new AirPods will take place in the first half of the year. According to 52audio, the new AirPods are set to debut at the beginning of March. This week, Bloomberg's Mark Gurman poured cold water on speculation that Apple will hold an event on March 16. He did however leave the door open for an event on another date in March.

Leaker Jon Prosser, who has a mixed-track record when it comes to reporting on Apple's plans, recently reported that an event on March 16 (now unlikely) will headline AirTags and new iPads. Apple released the AirPods Pro via a press release in 2019, so it remains to be seen how and when Apple will release the next-generation AirPods.

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Alleged Leaked Image Claims to Show Third-Generation AirPods and Case - MacRumors