Archive for the ‘Free Software’ Category

Core Banking Solution (CBS) Market is Projected to Surpass USD 9.35 Billion by 2025 at 5.61% CAGR | Growing Adoption of AI and Big Data to Bolster…

Pune, Feb. 17, 2021 (GLOBE NEWSWIRE) -- Market AnalysisThe global core banking solution market is highly lucrative and projected to witness significant growth at a 5.61% CAGR over the forecast period (2019-2025), reveals the Market Research Future (MRFR) report. Core banking is a service that is delivered by a group of networked bank branches. The customers have the flexibility to perform all forms of banking activities like debts, loans, payments, money transactions, and access accounts from just any location with a device of their choice. It is akin to retail banking. Often retail customers are considered core banking customers by most banks. Core banking solutions are adopted by various banks for remote monitoring of transactional activities from any branch, enhanced risk management, and hassle-free flow of banking activities. Some of the popular core banking solutions comprises the point of sales systems (POS), fund transfers, ATMs, mobile banking, and internet banking.

Alluring Features Fuelling Market GrowthAs per the Market Research Future report, there are numerous factors that are fuelling the core banking solution market size. These include the growing demand for improved customer service, increasing need for effective management of banking operations, growing demand for core banking technology for security and better service, the rising need to manage accounts of customers from a single server, and the growing adoption of technologies like big data and artificial intelligence. The additional factors propelling the market growth entails the growing adoption of SaaS-based and cloud-based banking, and the rising implementation of mobile banking and online banking by customers.

On the contrary, the global CBS market may backtrack a little in its growth trajectory owing to a lack of awareness about advanced banking technologies, stringent bank regulations, and challenges faced by banks in rural areas to meet the needs of customers with regards to technology.

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COVID-19 AnalysisA lot of companies have faced the brunt of the on-going COVID-19 crisis, with the core banking solution market being no exception. This outbreak has resulted in the repositioning of the financial market worldwide, with the financial industry struggling due to sudden changes in the rates of interest and delayed lease payments. The pandemic has heavily impacted the working culture across different industry verticals. The current situation has compelled banks as well as other financial institutions to work from home. Thus, it is quite a challenge for most financial institutions, especially banks, to restore all the changes in the entire loan management and credit scenario due to the on-going outbreak.

Market SegmentationThe Market Research Future Report provides an inclusive analysis of the core banking solution market based on deployment and component.

By component, the global core banking solution market is segmented into service and solution. Of these, the solution segment will lead the market over the forecast period. It will grow at a 5.99% CAGR by 2025. The service segment, on the other hand, will grow at a 4.82% CAGR by 2025.

By deployment, the global core banking solution market is segmented into on-cloud & on-premise. Of these, the on-premise segment will dominate the market over the forecast period. The on-cloud segment, on the other hand, will grow at a 6.47% CAGR by 2025.

Browse In-depth Market Research Report (141 pages) on Core Banking Services Market:https://www.marketresearchfuture.com/reports/core-banking-solutions-market-3208

Regional SegmentationNorth America to Spearhead Core Banking Solution MarketBy region, the core banking solution market covers growth opportunities and latest trends across Europe, the Asia Pacific (APAC), South America, North America, & the Middle East & Africa (MEA). Of these, North America will spearhead the market over the forecast period. The presence of financial institutions that are attracting international investors, the presence of several local players, foreign investors are getting inclined increasingly towards entering the US market, wide deployment by medium and large banks, the presence of developed economies in Canada and US, high focus on innovations in research and technology, are adding to the global core banking solution market growth in the region. Besides, the focus to launch advanced banking systems to improve their product portfolio is also adding market growth. The US and Canada have the utmost market share.

In Europe, the global core banking solution market is predicted to hold the second-largest share over the forecast period. Digital transformation of banks, strong core banking due to AI, public cloud, and open banking, the presence of leading CBS providers, and benefits such as hassle-free banking services to customers are adding to the global core banking solution market growth in the region.

In the APAC region, the global core banking solution is predicted to have notable growth over the forecast period. The higher penetration of off the shelf core banking system, more rapid development of new architectures to encourage digital banking, use of mobile wallet services, growing adoption of mobile applications and web-based business in the banking sector, and the growing economies of countries like Oceania, Japan, China, South Korea, and India are adding to the global core banking solution market growth in the region.

In the MEA, the global core banking solution is predicted to have healthy growth over the forecast period. Customers are increasingly looking for convenient, compliant, and modern services, and the efficient and smooth operations offered by core banking solutions are adding to the global core banking solution market growth in the region.

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Competitive LandscapeProminent players profiled in the global core banking solution market report include Fidelity National Information Services, Inc. (US), Temenos Group AG (Switzerland), Oracle Financial Services Software Limited (India), Capgemini SE (France), Tata Consultancy Services (India), HCL Technologies Limited (India), Infosys Limited (India), Fiserv, Inc. (US), SAP SE (Germany), UNISYS (US), and Jayam Solutions Private Limited (India). M&A, strategic alliances, geographic expansions, research and development, and others are the key growth strategies adopted by the industry players to remain competitive and create a foothold in the market.

Browse Adjacent Markets: Software Market Research Reports & Consulting.

Industry UpdatesJanuary 2021- The Central Bank of Bahrain or the CBB has launched eKYC for digital transformation in the sector. This platform has been successfully integrated into its core banking services system.January 2021- TD Bank has created a new commercial bank from combined services. This will help to scale its core businesses and also build the futures Commercial Bank.

Browse Related Reports:Global Financial Analytics Market Research Report: by Component, Deployment, Organization Size, Application (GRC & Wealth Management, Financial Forecasting & Budgeting, Transaction Monitoring, Fraud Detection & Prevention), Vertical - Forecast till 2024

Digital Banking Market, by Services (Non-Transactional Activities, Transactional), By Deployment Type (On-Premises, On Cloud), By Technology (Internet Banking, Digital Payments, Mobile Banking), By Industries (Media & Entertainment, Manufacturing, Retail, Banking, Healthcare) - Forecast till 2026

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Core Banking Solution (CBS) Market is Projected to Surpass USD 9.35 Billion by 2025 at 5.61% CAGR | Growing Adoption of AI and Big Data to Bolster...

The Rise of the Wellness App – The New York Times

Our dependency on technology has concentrated wealth in America, making San Francisco home to the most billionaires per capita than any other city. Nearly all of them are white, cisgender men. The pay disparities that have long existed in Silicon Valley are growing, reproducing race and class hierarchies that devalue domestic and menial labor and errand work and obfuscating the human cost of increasing our ease in ordering groceries or takeout. This dystopian side stays hidden from view, which helps us ignore it and stay enmeshed with it.

Before the pandemic, the grocery-delivery app Instacart reportedly hemorrhaged hundreds of millions of dollars and struggled to turn a profit. In March, the company quickly hired 300,000 workers to meet demand at the height of the pandemic. As independent contractors, they were not eligible for health care benefits (though the company promised up to 14 paid days if they received a Covid-19 diagnosis or were required to quarantine). Instacart is now valued at more than $17 billion; many of its workers say they are barely earning minimum wage. The pandemic may have exposed class inequalities, but the technology that caused one group of people to risk their health while others who could afford to sit at home in comfort amplified and reinforced those inequalities.

Most tech companies have a well-polished party line about how their culture supports their most vulnerable workers. Alice Vichaita, head of global benefits at Pinterest, told me the company tries to build an inspired culture for its workers, with a focus on emotional well-being, which it sees as a precondition to lead inspirational lives. During the pandemic, the mood-board search engine has offered creative mask-making tutorials and made statements in support of the Black Lives Matter movement.

At the company, meanwhile, there was turmoil within: In June, Ifeoma Ozoma and Aerica Shimizu Banks, two former Black employees, aired reports of racist and sexist treatment and pay inequalities, and in August, Franoise Brougher, the companys former chief operating officer, sued Pinterest for gender discrimination. The disconnect between the companys outer offerings and inner workings is revealing of a dichotomy present across the tech industry a desire to perform solidarity rather than enact policies that demonstrate it. Pinterest did not admit to any liability in the case of Brougher (who is white), but paid out a settlement of $22.5 million. Ozoma and Banks reportedly left with a severance of half their annual salary. Theres simply no amount of free therapy or other corporate wellness perks that can offset the toxicity of racism and sexism in the workplace.

In late January, I went meaning I logged into Zoom at the designated time to a dharma talk called How Technology Shapes Us. I was trying to work on the tension of relying on mindfulness mediated through an internet that is oriented toward disrupting it. The day opened with a brief sit, maybe 10 minutes. Though Ive sat in meditation for much longer periods of time, my brain itched and did the electric slide and pretty much whatever else it wanted except dissolve into nothingness. It was impossible to become a pillar of peace while sitting in front of the void of the screen I use for work and entertainment, whose invisible and silent pull was irresistible.

We already walk around with the seed of dissatisfaction and the sense that something could be better, Randima Fernando, a teacher at the dharma talk, told me later. And the way we should navigate that sense of imperfection is taking a walk or meditating, but instead we reach for the supercomputers in our pockets. The first noble truth of Buddhism is that life contains unavoidable suffering. The second is that it is largely caused by cravings and desire for material goods, a need that can never be satisfied. Much of technology is designed to convince users that it can reduce that suffering, through on-demand access to information, other people, food and entertainment. But more often than not, it accelerates it.

Social media, for instance, monetizes the urgency of wanting, and there are economic incentives for keeping us engaged, unhappy, seeking, convinced theres something more to consume, something better to do, learn or buy. Buddhism teaches that there are no quick fixes, and apps like Calm are better at advertising relaxing services and profiting from them than they are at actually providing them in a meaningful way. Mindfulness is less about reducing stress and more about reducing dissatisfaction through direct investigation of our experience, Fernando told me. But marketing stress reduction is more successful, and definitely more likely to win a download or corporate account.

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The Rise of the Wellness App - The New York Times

Hands-On with Solus Linux 4.2: Fast to install, and very pleasant to use – ZDNet

I first wrote about Solus Linux and the Budgie Desktop exactly four years ago. I haven't done much with it since then, it was always installed and occasionally updated on at least one of my computers, but because of the other activities I had going on I didn't spend much more time on it. Now that I have time, and they have just announced the release of Solus 4.2, this seems like a good time to take a fresh look.

Why Solus?

With so many other good Linux distributions available, what make Solus different or special? In my opinion it is two things - first, Solus is an independent distribution, built from scratch it is not derived from Debian, Ubuntu or one of the other major distributions. Second, Solus is developed and maintained by a small, dedicated group of people. As the Solus web page says:

Solus is empowered by the shared vision of a strong community working for a common goal. All developments and improvements to Solus are by people who want to use their computers just like you do.

This means that, compared to Linux distributions from large companies or organizations, such as Ubuntu (Canonical), Fedora (Red Hat) and openSUSE, the development cycle is likely to be faster and more responsive, and the release cycle is not determined by some fixed, pre-determined interval or the needs and timing of some related commercial distribution.

Where do you get Solus?

ISO installation images are available on the Solus Downloads page. There are four different desktop versions available:

Solus only supports 64-bit CPUs, there are no 32-bit or PAE versions. The download page includes SHA256 checksums for each download, so be sure to verify the downloaded file before installing it. Once that has been done it can be copied to a USB drive, and then boot from that drive to run the Solus Live system.

Solus Linux 4.2 Live.

As with many (most) Linux distributions, the Live image is a complete Solus Linux system, so you can poke around, and try this out to make sure that it supports all of your hardware, and whether you like it enough to go ahead and install it on your disk drive.

Installing Solus

When you are ready to install Solus, simply click on the InstallOS icon on the Live desktop. This starts a custom installer program, which walks you through a series of screens to get the necessary information, and then actually performs the installation.

Over the years, Linux installation programs have evolved and improved to the point where they tend to be very similar in "look and feel" (well, except for Debian and Fedora), and while the Solus installer is pretty much like the others, it does have a few particularly good points.

If your Live system has an internet connection, you can tell it to determine your location on its own, using IP Geolocation data. This is a lot easier than trying to click on your exact location on a world map (Switzerland is really small, for example), or trying to guess what the installer calls your location.

Once it knows your location, the installer will make an "educated guess" about your keyboard layout, and offer you a choice of the layouts it comes up with. This is really convenient, if you don't have a standard US Ascii keyboard, it probably saves you from having to scroll through a list of all supported layouts to find the one you have.

The installer also makes an educated guess at your Timezone. If that guess is wrong, you can type the correct location into the input bar. You may need to experiment a bit to find out if your timezone is identified by city, country, timezone name or something else.

Once the location has been set, the installer starts the disk/partition process. It begins with four options:

If you choose manual partitioning, you will be taken to the Advanced Disk Configuration screen. The most important thing I want to say here is that to select a partition you have to click on the Mount Point column entry for the partition.

Unfortunately you do not get to choose the ESP (UEFI boot) partition in this screen. The Solus installer will use the first partition which has the boot and esp flags set. If you have multiple ESP partitions, the only way to get Solis to use another partition is to clear the boot and esp flags on any partitions preceding the one that you want Solus to use. Yeah, I know, that's not great. This is only an issue for the installer; once the installation is complete you can go back and set those flags on the other partitions again.

Configuration of the bootloader requires that you give a network hostname for the computer, and it only accepts lower case letters, numbers, hyphens and underscores. Bootloader installation is mandatory on UEFI systems, but optional on MBR systems.

One other important note about the ESP partition, it must have sufficient free space or you will not be able to continue past this screen. I think that "sufficient" as far as the installer is concerned must be something like 64MB (it refused to go on with 48MB free), but I can say from practical experience even that is not really enough. Solus (systemd-boot) keeps the initrd and kernel images on the ESP partition rather than in the root filesystem, and the kernel images are about 54MB each. So 64MB is probably enough free space to get through the installation, but the first time the installed system is booted it will inform you that there are updates to install, and one of those is a new kernel (the installation image contains 5.10.12, and the update is to 5.10.14), so that's another 54MB.

My freshly installed and updated system is currently using about 128MB in an ESP partition that I created only for Solus. The Solus installation guide suggests a 512MB partition, and I would say that is a pretty good idea, if you have the possibility to create and use a new one. I can also telly you from experience that if the Solus ESP partition runs out of space, things can get pretty ugly.

The final step is specifying user accounts. In my opinion this is one of the nicest parts of the Solus installer, because it is one of the very few installers that allows you to define multiple accounts during installation, and specify individually if each one is to be an administrator account.

After the first account has been given, you are taken to the account overview screen, where you can add as many more accounts as you want.

The Summary screen shows a brief recap of the information you have entered. Check this information carefully, because once you click Install, you will be asked one last time to confirm that you want to install, then the actual installation process kicks off and it starts modifying your disk there's no going back after this.

If you are planning to have a cup of coffee while the installation runs, you had better make it an espresso because the installation is amazingly fast; on my desktop system, installing from a USB3 stick, it took less than 5 minutes from clicking OK to getting the Installation Complete! screen.

Assuming that everything went smoothly, you just need to click Restart Now and your computer should reboot and come up running Solus from its own disk drive. If you are dual-booting, and Solus doesn't come up, please read the following information about the bootloader.

Solus Linux 4.2 - Budgie Desktop.

Bootloader

There are a couple of points that I think are worth mentioning related to the bootloader in Solus.

I made the initial installation of Solus on my Acer All-in-One desktop computer, which is a UEFI boot system. On UEFI systems, Solus uses the systemd-boot package for the bootloader, rather than Grub. If you are used to working with Grub (as I am) this can be rather confusing. If you are going to have Solus as the only operating system on your computer, this works just fine: if you want to dual-boot (or multi-boot) with Windows and/or other Linux distributions, things get a bit messy. For one thing, Solus recommends (assumes) that you will use the UEFI boot selector (accessed by pressing F12, or F10, or Esc, or something, depending on your computer) to choose which OS to boot, rather than a bootloader selection list.

SEE:Hiring Kit: Python developer(TechRepublic Premium)

Beyond that, trying to find the bootloader configuration files, or modifying/customizing anything that the bootloader does, feels like 40 miles of bad road to me. That's just my opinion, of course, but I have spent an awful lot of time learning about Grub configuration on both MBR and UEFI systems, and setting up multi-boot configurations on both types of systems.

I have all of my systems set up to multi-boot a variety of Linux distributions, and occasionally Windows as well. It is fairly easy to configure a grub-uefi system to boot a Solus systemd-boot installation, but it is extremely tedious, at best, to try to do it the other way around.

The second Solus installation that I did was on my (very old) Samsung N150 Plus netbook. This is an MBR boot, and Solus uses Grub2 on MBR systems, so that is all completely normal.

Solus Linux 4.2 Budgie on Samsung N150 Plus.

What's it like to use?

Here are my first impressions of working with this version of Solus, specifically with the Budgie desktop.

So far I find the desktop to be just what it claims clean, easy and lightweight. If you are used to the desktop/icon/bottom-panel menu and taskbar paradigm, you should have no trouble with Budgie at all. Modifying and customizing the desktop is simple, just right-click on the wallpaper and choose Budgie Desktop Settings. As a hint to one of the more commonly used but less obviously found options, if you want to auto-hide the bottom panel, go to Bottom Panel at the left of the window, and then change to Settings at the top of the window.

It is reasonably complete, without being overloaded with packages that are not widely used. The base installation includes things like Firefox, Thunderbird, LibreOffice and audio/video media players (exactly which media players depends on the desktop you choose). Things like Gimp, other web browsers and such are available through the Software Center utility.

SEE: Hands-On: Adventures with Ubuntu Linux on the Raspberry Pi 4

I use two displays on my desktop system. Like most current Linux systems, Solus found and configured both displays as an extended desktop. If you want something other than that, go to Settings / Display for options on mode (extended, mirror or single), relative location and orientation, resolution and scale.

On the Samsung N150 Plus, with an Intel Atom N450 CPU, 2GB of memory and a 1024x600 display, Solus still works quite well. It is slower, obviously, but it goes along at least as well as any of the other Linux distributions I have installed. The really good news (at least for me) on this system is that the i3 desktop packages are included in the Software Center. I have installed those, and so far it seems to work very well, and of course performs better than Budgie on this limited system.

Summary

I found Solus to be easy and fast to install, and very pleasant to use. It is clear that a lot of hard work has gone into this distribution choosing to build and maintain an independent distribution rather than a derivative of one of the well-known major distributions is a brave decision. I think the result is very impressive. The operating system and major applications are all right up to date, and everything has worked very well for me. I am likely to pay a lot more attention to Solus on my computers in the future.

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Hands-On with Solus Linux 4.2: Fast to install, and very pleasant to use - ZDNet

The Best Tax Software Of 2021 Forbes Advisor – Forbes

We began our analysis by looking at eight online tax software providers: eFile.com, H&R Block, TurboTax, LibertyTax, Jackson Hewitt, Credit Karma, TaxSlayer, and TaxAct.

We decided to exclude Credit Karma and Liberty Tax from our reviews. Credit Karma is in the process of selling its tax software business, and it remains unclear what this would mean for consumers. In December 2019, the Department of Justice settled with Liberty Tax for not taking steps to prevent the filing of fraudulent returns prepared by its franchisee stores.

To evaluate the six finalists, we created two generic tax filing profiles:

Our analysis rests on side-by-side comparisons of each providers features and costs to assess which offers the best online tax software. We reviewed each of the tax online software to determine the following best categories:

Best Free Online Tax Software. For best free online tax software, we analysed which provider offered the most impressive overall package of features while also charging no fees for federal and state tax return filings, lacked income or filing status restrictions, and offered the broadest selection of tax filing forms.

Best Online Tax Software for Ease of Use. An easy-to-use platform is most important for many users. For this category, we reviewed each offering to determine which platform provided the simplest process for completing users tax filing forms. We reviewed each companys Q&A tax interview options, looked for the ability to upload W2 forms and automate data entry, explored all navigation menus, and gauged the length of time required to complete the tax return.

Best Online Tax Software for the Self-Employed. Self-employed, freelance workers generally have more complicated income tax filings. Ensuring that online tax software caters to the special needs of freelancers and self-employed individuals is essential at tax time. We evaluated each platforms offering in this category for pricing, support, state filing fees, deduction finder options, and total costs.

Best Online Tax Software for Customer Service. Our analysis included a thorough review of each platforms support options. We determined if the online tax software provider offered phone, live chat, email, or help articles for users, and evaluated each option. Also, we contacted customer service departments by phone to evaluate its hold time and customer service quality.

Each category was weighted and scored feature by feature. The author, a certified public accountant (CPA) with over 20 years of taxation experience, completed all tax software testing by opening accounts with each provider to perform hands-on evaluations.

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The Best Tax Software Of 2021 Forbes Advisor - Forbes

Free Music-making Software Market Will Generate New Growth Opportunities in the next upcoming year Ableton, Adobe, Apple, Avid, MAGIX KSU | The…

The global research report titled Free Music-making Software market has recently been published by IT Intelligence Markets. The study provides an overview of current statistics and future predictions of the Free Music-making Software market. The base year considered for the study is 2020 and forecast period is 2025. The study complies effective research methodologies such as primary and secondary research methodologies for the presentation of its effective study. Top level industries have been profiled to get better insights into the businesses. The report also enlists significant market companies which provide useful market insights into product types, features, capacity, and productivity.

The geographical segmentation of the market study has been carried out across global regions such as North America, Latin America, Asia-Pacific, Africa, and Europe on the basis of productivity. The study also draws attention to latest advancements in technologies and certain methodologies which will further help in boosting the outcome of the businesses. Additionally, the study also offers comprehensive data of cost structure such as the cost of manpower, tools, technologies, and cost of raw material. The latest market study is a comprehensive source of analytical information of different verticals of businesses such as type, size, applications, and end-users.

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Profiling Key players:

Ableton, Adobe, Apple, Avid, MAGIX

The report also enlists growing future opportunities in order to get a clear idea about global opportunities for the Free Music-making Software sector. The report focuses on significant growth related opportunities by different stakeholders in the businesses. To address the risks and challenges faced by businesses, several remedial measures are also included in the report.

Drivers and restraints impact the progress of Free Music-making Software market are further examined in the research report. The current competitive scenario of the market study has been elaborated by examining the market situation on the global as well as on the domestic front. Finally, the study draws attention to manufacturers or service providers for a better understanding of the market.

Highlights of the report:

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In This Study, The Years Considered to Estimate the Size of Free Music-making Software Market are as Follows:History Year: 2014-2019Base Year: 2020Estimated Year: 2021Forecast Year 2021 to 2027

Table of Contents:

Lastly, this report provides Market intelligence in the most comprehensive way. The report structure has been kept such that it offers maximum business value. It provides critical insights on the Market dynamics and will enable strategic decision making for the existing Market players as well as those willing to enter the Market.

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Free Music-making Software Market Will Generate New Growth Opportunities in the next upcoming year Ableton, Adobe, Apple, Avid, MAGIX KSU | The...