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Kate Linebaugh: Hey, it's Kate. We have a new reporter on our team, Jessica Mendoza. She's hosting today's episode. Here she is.

Jessica Mendoza: I'm curious, who taught you how to file your taxes?

Richard Rubin: I'm not sure I ever really learned. I learned mostly about taxes from writing about them.

Jessica Mendoza: Our colleague, Richard Rubin, covers US tax policy. What is your favorite tax reference in pop culture?

Richard Rubin: I was listening this morning to a song by the band Cake where they go, "You'll receive the federal funding, you can add another wink." It's like the perfect song to write about taxes too. It's about where the money comes from and where it goes.

Jessica Mendoza: The US tax system is something everyone loves to hate on.

Speaker 1: Sir, why did you wait until the last minute to pay your taxes?

Speaker 2: Because I'm an idiot. Happy?

Richard Rubin: The US is weird, right? The US, unlike a lot of other countries, has a very complicated income tax system, which makes my job fun, but I think it's something that people approach with a fair amount of trepidation.

Jessica Mendoza: Yes. Fun for rich, less fun for the average tax paying American.

Richard Rubin: Yes. I think, look...

Jessica Mendoza: Filing your taxes is probably never going to be fun, and it can also be expensive, but that might be about to change. This week, the IRS said it's planning to pilot a new tax filing system. And if people like it, it could make tax season more bearable and disrupt the tax prep industry.Welcome to The Journal, our show about money, business, and power. I'm Jessica Mendoza. It's Thursday, May 18th. Coming up on the show, how the IRS wants to change the way you file your taxes. Every year when tax season rolls around, Americans tend to do one of two things: they sit down and do their taxes themselves, or they pay someone else to do it.

Richard Rubin: You probably stick to your pattern, right? If you do TurboTax or H&R Block or Jimmy's Tax Service down the street or your uncle's favorite accountant, you get in that habit and you keep doing it. It becomes somewhat familiar, like raking the leaves in the fall or whatever. I can use the fancy expensive leaf blower thing, or you can do it by hand. You can rake them all up with a manual rake and you don't really think a lot about it.

Jessica Mendoza: When the government started collecting income taxes about 100 years ago, only high income Americans needed to file, and they would often have a personal accountant file the return to the IRS. But in the 1940s, the US had a war to pay for, so the government started taxing more Americans.

Richard Rubin: It was really World War II that turned it from what some have called a class tax into a mass tax, where you had just the bulk of Americans all of a sudden needing to file tax returns. It's in that World War II and post-war period where income tax filing became something that lots of people had to do every year.

Jessica Mendoza: As more people paid income taxes, the government also started offering them tax breaks, like you can get a tax cut if you have children or if you paid college tuition. As a result, the tax system became really complicated and harder for people to navigate. Private companies saw this as an opportunity. Two companies in particular came to dominate the tax prep industry, Intuit, which owns TurboTax, and H&R Block.

Richard Rubin: H&R Block is the granddaddy of tax prep companies. H&R Block was perfectly timed to meet that growing demand that was coming in that post-war period when the income tax was expanding and becoming much more of a cultural phenomenon and a necessity for the government.

Jessica Mendoza: These companies offered services usually for a fee. They made it easier for taxpayers to fill out and file their tax returns. But once these returns got to the IRS, things would slow down.

Richard Rubin: IRS used to have processing centers all over the country. Last year I went to one of them, this enormous building, and there were carts full of paper returns that had come in. They were just on the cart gradually rolling their way toward literally where people would take the return out, sit there with a red pen, circle the key numbers on the return, hand it down to the next person on the assembly line, whose job is to then look at the red pen circles, type those numbers into the system.

Jessica Mendoza: While the IRS was still processing paper returns, tax prep companies had started building software to help people fill out their tax forms.

Richard Rubin: In the 1990s, the IRS was saying, "Oh, there's these things called computers that's going to be a lot more efficient than giant piles of paper." The IRS was thinking, ooh, we've got these giant facilities. We've got truckloads of mail coming in. This does not seem like a modern tax filing service. We should upgrade it. How should we do it?

Jessica Mendoza: The answer they came to was to partner with companies that were already working on these online services, and for a while the partnership worked because, Rich says, people like the handholding.

Speaker 3: First, tell us a bit about yourself and we'll customize the questions to you, saving you valuable time. They're simple questions that don't require tax knowledge to answer like, did you get married, or did you buy a house?

Richard Rubin: That Q&A format that the accountant software or tax preparer uses is really useful because they're an interpreter between the government, this very complicated tones of tax documents, and you.

Jessica Mendoza: There was one important detail to the partnership between the IRS and tax prep companies. The Intuits and H&R Blocks of the world could charge customers a fee. These days it can cost as much as $200 to use their services, but the companies were also supposed to let some people use a free option. For example.

Richard Rubin: If your income is below $73,000, you can go to the IRS Free File website, and that's basically a portal through which you can use private company's tax software and that's free.

Jessica Mendoza: That was the deal, but it turned out that's not what was always happening. A 2019 ProPublica investigation found that some of the big tax prep companies were making it so complicated to get to the Free File service that some people ended up paying for tax prep even when they didn't have to. That got the companies in trouble with a number of states and the Federal Trade Commission.

Speaker 4: Yes, they said free, free, free on the website, but in fact, you had to pay once everything went through.

Richard Rubin: Intuit, which owns TurboTax, is paying out a legal settlement because it had been sued for guiding people away from the IRS Free File program into some of its paid services.

Jessica Mendoza: After it was sued last year, Intuit had to pay $141 million to people who should have been able to file for free, but paid for their services instead. Intuit did not admit any wrongdoing in the settlement.

Richard Rubin: I think that just led to a lot of frustration among Democrats like Senator Elizabeth Warren, Senator Tom Carper who've been interested in this.

Jessica Mendoza: These lawmakers say Americans aren't served well by these companies, and they started asking how the IRS could do better. In 2022, when Congress passed the Inflation Reduction Act, the bill included $80 billion for improvements to the IRS, and it asked the agency to explore what a new government tax filing system could look like. On Tuesday, the IRS released its report.

Richard Rubin: It's a report that says, okay, could the IRS do its own software, its own version effectively of TurboTax and H&R Block? That's the fundamental premise of this report is, could the government just do this? How much would it cost and would people want it?

Jessica Mendoza: That's after the break. After releasing its report this week, the IRS said it would test a new system for filing taxes directly with the government. The agency called it Direct File.

Richard Rubin: I think it's designed to be something that's more like TurboTax in H&R Block.

Jessica Mendoza: Theoretically, the IRS could use the information it already receives to autofill some tax returns, though this wouldn't be something they'd do until much later.

Richard Rubin: The IRS has from your employer your W-2. They know whether you have children. They know what your address was. The bigger killer IRS app is really what they call a pre-populated return, where the IRS takes the information it has about you, drafts your 1040, sends it to you and says, "Hey, does that look good? Sure? Done."

Jessica Mendoza: Is this new IRS filing system meant to replace what the private sector currently has in terms of options?

Richard Rubin: Well, IRS Commissioner Danny Werfel was telling reporters this week that it's not intended to replace or become the only way that you can file it, and they're not going to ban you from using TurboTax or an accountant. You can have whatever professional assistance you might want. Their aim is to just provide this as a public portal, a public service for people to use.

Jessica Mendoza: Would it be free to use?

Richard Rubin: Yes. It's absolutely designed to be something that's a free government service.

Jessica Mendoza: What problem is the IRS trying to solve with this new tool

Richard Rubin: They're trying to solve the problem that is lots of Americans pay for access to what some people think should be a core government service. The ability to file your tax return in an easy way to meet your obligations as a taxpayer should be something that the government lets you do in a straightforward way and enables that. They're basically trying to offer a public service that is now not really available, but which you might think you would expect the government to provide.

Jessica Mendoza: But before the IRS can roll out a new tax filing system of any kind, it will have to overcome some pretty major challenges.

Richard Rubin: One thing that the IRS recognize as it developed this report was the importance of customer service. That if people are on their compute at... Hopefully people will file promptly. But if it's 11:30 on April 14th and you're sitting there trying to figure out what you're doing, is there going to be someone there either via chat or via phone who can help you?

Jessica Mendoza: Another challenge, what to do with state taxes?

Richard Rubin: This is relatively easy for someone in Florida or Texas or a state that doesn't have an income tax filing requirement. But for people in New York, New Jersey, California, Minnesota, wherever, it is going to be a little trickier. How useful is this IRS tool going to be if you then have to go figure out some way to file your state taxes?

Jessica Mendoza: I'm thinking about that now and I'm like, I don't want to do that.

Richard Rubin: You don't want to do that, right? It's something they've got to figure out as they go forward is how well can they interface with state systems so that this provides the benefit it's intended to provide.

Jessica Mendoza: The IRS estimates that the whole project could cost between 60 million to $250 million a year depending on how many taxpayers use it. And not everyone is convinced it's a good idea or that the IRS can pull it off.

Richard Rubin: Republicans are very skeptical of this. They've argued that the IRS has other things it can do. They point correctly to a track record the IRS has that is quite mixed on information technology projects. There have been occasional times when personal data has been exposed for various reasons. There's legitimate concerns about privacy and security, as there are with private companies too, but that's something that you hear people raise concerns about.

Jessica Mendoza: Critics are also concerned about the government's incentives. Would the IRS want to maximize taxpayer refunds when it's also the agency in charge of collecting taxes?

Richard Rubin: Republicans are much more receptive than Democrats to this concern about the IRS being on both sides of the transaction, the IRS helping prepare the returns and then audit them. I expect a fair amount of political back and forth in the coming months over this.

Jessica Mendoza: Private companies are also fighting the IRS's proposal.

Richard Rubin: They've been increasing lobbying spending over the past year, and they're trying to persuade lawmakers, if not to intervene, to at least ask a lot of hard questions of the IRS. They're basically arguing that this is not necessary, that the system that we have now works well and that the IRS should focus on other things.

Jessica Mendoza: The IRS plans to build a version of Direct File and let some people try it out during the next tax season. Based on your reporting, how likely is it that this will actually turn into a system that the IRS winds up adopting?

Richard Rubin: I don't know. I think the extent to which the Biden administration and Democrats are in charge of the Treasury Department enabled to nudge this thing forward. They've indicated a pretty clear interest in trying to make something like this happen. But I think it also is just going to depend on how it's perceived.

Jessica Mendoza: But while the IRS pilots its idea, most of us will still have to do our taxes same as always.

Richard Rubin: For a lot of people, this is a chore and they're going to get the chore done. And if they have a government tool to do the chore, that's great. And if they got to pay for a private tool to do the chore, so be it. But this is really about your obligations as a citizen and a taxpayer. It still can be a very nerve-racking experience in part because you know that if you get something wrong, there are real consequences.

Jessica Mendoza: That's all for today, Thursday, May 18th. The Journal is a co-production of Gimlet and The Wall Street Journal. If you like our show, follow us on Spotify or wherever you get your podcasts. We're out every weekday afternoon. Thanks for listening. See you tomorrow.

Original post:
IRS Might Make Tax Season a Whole Lot Easier - The Journal ... - The Wall Street Journal

HBO Maxis set to become Max on May 23 with a new logo and fuller catalog. In addition to streaming everything on HBO Max, subscribers will have access to Discovery Plus programming and a slate of new TV shows and movies under the Warner Bros. banner. You may be wondering, though, whether this means plans and pricing are also changing.

There are no major price hikes set to go in effect, but there will be some changes to subscriptions. Here, we outline what you can expect on each subscription plan once Max rolls out.

Read more: Best Streaming Services of 2023

HBO Max currently has two subscription tiers: With Ads for $10 a month ($100 per year) and Ad-Free at $16 monthly ($150 annually). Both plans stream in HD with some 4K content, and you can stream on up to three devices simultaneously. The ad-free version comes with 30 downloads and the ability to watch if you're traveling to a country where HBO Max is available.

When Max arrives this month, you will be able to choose from three options or keep your current subscription. Dubbed Ad-Lite, Ad-Free and Ultimate, the new Max plans will have some slight changes in how they're packaged and what's offered. Ad-Lite includes ads, two streams and HD resolution, while the ad-free plan is essentially the same, but you get offline downloads and no ads. Like the current HBO Max, there are no restrictions on what content you can watch based on which Max subscription you have. All plans will grant access to the full Max library.

The chart below outlines Max's price tiers and how users will get two concurrent streams on the lower-priced plans. Though the monthly price is the same (for now), it's a switch from the current offerings.

Since its initial launch in May 2020, HBO Max has had a limited amount of 4K content on the platform. A select number of films and originals are available to stream in 4K on its ad-free plan only, and the service provides an updated list of those titles on its help page. Currently, you're able to stream roughly 35 titles, including House of the Dragon, Dune, Elvis, Game of Thrones, The Suicide Squad and a handful of others.

When Max launches, you will have to pay $20 per month to watch anything in 4K. For some, that means a $4 increase to upgrade to the Ultimate plan, which is packaged similarly to Netflix's $20 Premium subscription. It's unclear how many titles will be available in 4K on Max, but it will be more than what's on the platform now. Additionally, Warner Bros. Discovery has said some features -- like 4K -- will still be available on current subscription plans for six months as the app transitions to Max.

If you already have HBO Max, you don't have to do anything if you want Max when it launches. The platform will automatically upgrade with the new logo, features and catalog and customers will see the changes when opening the app on May 23. Some may be prompted to download the updated version of Max. If you want to change your subscription plan, you can do so through your billing provider. HBO Max/Warner-billed subscribers can switch plans in the settings section on your profile.

If you're not currently a subscriber, you can either sign up for HBO Max now and wait for the update, or register for a new Max plan when the service arrives next month.

Discovery Plus will remain a standalone streaming service that houses Discovery-branded content from networks like TLC, HGTV and Food Network. The service costs $5 per month for the ad-supported subscription and $7 a month without ads. There will not be any movies and TV shows from HBO, Warner, DC or HBO Max on the platform. However, Max will not have the entire catalog from Discovery Plus, but rather select titles.

At the time of this writing, Warner Bros. Discovery has not announced any bundles for customers who would like subscriptions to both Max and Discovery Plus.

Check out our other coverage on what the HBO Max rebrand means for you and what type of content you'll find on the new Max service.

View post:
HBO Max vs. Max Subscriptions: The Differences Explained - CNET

As the Defense Department focuses on increasingthe number of small contractors in the defense industrial base, its Office of Small Business Programs is working on a series of software tools it plans to provide to industry to make it easier to do business with the federal government.

Speaking at an enterprise information technology event hosted by AFCEA's northern Virginia chapter Thursday, Farooq Mitha, director of the Pentagons Office of Small Business Programs, said the office would be releasing a series of software tools later this year to assist on everything from better market intelligence for the acquisition workforce to operation security for small businesses.

Mitha said the latter will become increasingly important as the DOD continues to develop its Cybersecurity Maturity Model Certification regulation, which would require contractors to possess certain levels of cybersecurity to compete for defense contracts.

When I first came into this job, a company said to me, Hey, DOD is rolling out CMMC, and Im not going to be able to comply with this. Its costly, there are a lot of different levels and its a barrier to entry, he said. I wanted to make sure we were helping companies, at the earliest stage possible, get the resources they need to comply with not just CMMC, but the current [National Institute of Standards and Technology] 800-171 requirements.

Mitha said the rulemaking process for the anticipated regulation is still being developed following its revision in 2021, but that his office, through its Project Spectrum education and training initiative, would be deploying free downloadable tools "in the coming months" for small contractors handling the controlled unclassified information that CMMC is intended to protect.

I think that small business operational security is critical, he said. When you [have] cyber and other types of intrusions, you lose [intellectual property], you have financial losses, we lose government data and nobody wins. So its on us to protect you.

He added that the Office of Small Business Programs is still working out the details of a possible cost-sharing model with industry to determine what features the DOD would fund and what companies would pick up, but the goal would be to small businesses secure their systems and offset some of the cost compliance burden they would entail under CMMC.

Those forthcoming tools complement resources the Pentagon is already providing through Project Spectrums website, such as cyber readiness training, tool reviews, free access to cyber advisors and other resources.

Outside of the CMMC compliance efforts, Mitha also said the Office of Small Business Programs was also working on new software tools to provide better market intelligence to the Pentagons acquisition workforce.

If we want to go out and find not companies that are just in the DOD marketplace, not just in the federal government marketplace, but new entrants, companies that have only been commercial business, we need to do better market research, he said.

The new tools, expected to debut later this year, will support small business professionals, contracting officers, program managers and others to provide a wider view of the federal government and commercial landscape to identify more potential companies to do business with.

Small business participation has declined precipitously in the past decade, with the number of small companies receiving a federal contract in fiscal 2022 representing roughly half of the 121,270 received in fiscal 2010.

A DOD memo earlier this year instructed officials to prioritize small business goals and contracting opportunities over best in class contract goals.

Read more from the original source:
DOD plans free software tools to support cyber compliance by small ... - FCW.com

Baltimore City is suing Hyundai and Kia in federal court for actions the city says are fueling a "vehicular crime wave."The lawsuit, filed Thursday, claims the business decision by the automakers to not equip vehicles with anti-theft technology is behind the city's massive spike in car thefts."Well, they should have provided it. Everyone else seems to provide it," said Hyundai owner John Simms.Thefts of those vehicles continue to trend in Maryland. Baltimore City police said car thefts are up 95% compared to this time last year, with Kias and Hyundais making up more than 40% of those stolen vehicles."It does make neighborhoods less safe, and that's everywhere, not just in the Medfield area or the city itself," Simms said.The suit argues that the crime has put residents' property and lives at risk, and drained city coffers in an attempt to stem the rising crime trend."It's everywhere, and they should take responsibility for that," Simms said.Baltimore City joins a growing number of cities nationwide, including St. Louis, San Diego, Milwaukee and Seattle, who are suing the two car manufacturers.Kia America sent 11 News a statement in response to the legal action, reading in part, "Lawsuits against Kia by municipalities are without merit. Kia has been and continues to be willing to work cooperatively with law enforcement agencies in the greater Baltimore area to combat car theft and the role social media has played in encouraging it."Hyundai's response pointed out they have followed all federal requirements. Instead, it blamed thieves for spreading the "how to" on social media, and made no mention of the lawsuits.Both Hyundai and Kia have rolled out a free software patch that they said will make the cars harder to steal. Statement: Kia calls lawsuits by municipalities 'without merit'Kia sent a statement to 11 News, saying: "Kia remains deeply concerned that car theft targeting certain models -- encouraged by social media content promoting criminal conduct -- is an issue. To address these crimes, we continue to roll out a free, enhanced security software upgrade to restrict the unauthorized operation of vehicle ignition systems and we are also providing steering wheel locks for impacted owners at no cost to them."To date, Kia has contacted close to 3 million owners and lessees of Kia vehicles -- covering over 90% of affected vehicles -- to let them know of the availability of the software upgrade, and more than 230,000 eligible customers have already had the upgrade installed. "Furthermore, in addition to supplying more than 44,000 free steering wheel locks to over 330 law enforcement agencies across the country for distribution to impacted Kia owners -- including over 1450 locks to police departments in the Baltimore area -- we have shipped over 16,000 locks directly to impacted owners as well. We will continue to provide additional free locks as they are needed."All Kia vehicles are subject to and comply fully with the requirements outlined in applicable Federal Motor Vehicle Safety Standards, including FMVSS 114 that governs theft protection measures."Lawsuits against Kia by municipalities are without merit. Kia has been and continues to be willing to work cooperatively with law enforcement agencies in the greater Baltimore area to combat car theft and the role social media has played in encouraging it."Customers should visit https://ksupport.kiausa.com/ConsumerAffairs/SWLD for more information on their eligibility for the upgrade or to learn more about directly obtaining a steering wheel lock."

Baltimore City is suing Hyundai and Kia in federal court for actions the city says are fueling a "vehicular crime wave."

The lawsuit, filed Thursday, claims the business decision by the automakers to not equip vehicles with anti-theft technology is behind the city's massive spike in car thefts.

"Well, they should have provided it. Everyone else seems to provide it," said Hyundai owner John Simms.

Thefts of those vehicles continue to trend in Maryland. Baltimore City police said car thefts are up 95% compared to this time last year, with Kias and Hyundais making up more than 40% of those stolen vehicles.

"It does make neighborhoods less safe, and that's everywhere, not just in the Medfield area or the city itself," Simms said.

The suit argues that the crime has put residents' property and lives at risk, and drained city coffers in an attempt to stem the rising crime trend.

"It's everywhere, and they should take responsibility for that," Simms said.

Baltimore City joins a growing number of cities nationwide, including St. Louis, San Diego, Milwaukee and Seattle, who are suing the two car manufacturers.

Kia America sent 11 News a statement in response to the legal action, reading in part, "Lawsuits against Kia by municipalities are without merit. Kia has been and continues to be willing to work cooperatively with law enforcement agencies in the greater Baltimore area to combat car theft and the role social media has played in encouraging it."

Hyundai's response pointed out they have followed all federal requirements. Instead, it blamed thieves for spreading the "how to" on social media, and made no mention of the lawsuits.

Both Hyundai and Kia have rolled out a free software patch that they said will make the cars harder to steal.

Kia sent a statement to 11 News, saying: "Kia remains deeply concerned that car theft targeting certain models -- encouraged by social media content promoting criminal conduct -- is an issue. To address these crimes, we continue to roll out a free, enhanced security software upgrade to restrict the unauthorized operation of vehicle ignition systems and we are also providing steering wheel locks for impacted owners at no cost to them.

"To date, Kia has contacted close to 3 million owners and lessees of Kia vehicles -- covering over 90% of affected vehicles -- to let them know of the availability of the software upgrade, and more than 230,000 eligible customers have already had the upgrade installed.

"Furthermore, in addition to supplying more than 44,000 free steering wheel locks to over 330 law enforcement agencies across the country for distribution to impacted Kia owners -- including over 1450 locks to police departments in the Baltimore area -- we have shipped over 16,000 locks directly to impacted owners as well. We will continue to provide additional free locks as they are needed.

"All Kia vehicles are subject to and comply fully with the requirements outlined in applicable Federal Motor Vehicle Safety Standards, including FMVSS 114 that governs theft protection measures.

"Lawsuits against Kia by municipalities are without merit. Kia has been and continues to be willing to work cooperatively with law enforcement agencies in the greater Baltimore area to combat car theft and the role social media has played in encouraging it.

"Customers should visit https://ksupport.kiausa.com/ConsumerAffairs/SWLD for more information on their eligibility for the upgrade or to learn more about directly obtaining a steering wheel lock."

See the original post:
'Vehicular crime wave': Baltimore suing Kia and Hyundai over lack of anti-theft tech - WBAL TV Baltimore

General Motors is serious about not ceding control of the dashboard to Apple or anyone else. On Tuesday, the Detroit automaker announced it had hired former Apple executive Mike Abbott to be its new Executive VP of Software, effective May 22. Abbott will report to GM Chair and CEO Mary Barra.

General Motors is serious about not ceding control of the dashboard to Apple or anyone else.

On Tuesday, the Detroit automaker announced it had hired former Apple executive Mike Abbott to be its new Executive VP of Software effective May 22. Abbott will report to GM Chair and CEO Mary Barra.

Mikes experience as a founder and entrepreneur coupled with his proven track record creating and delivering some of the markets most compelling software-defined solutions for consumers and companies make him an excellent fit at GM, Barra said.

At Apple, Abbott was VP of the Cloud Services division and led a team responsible for the development of infrastructure for all of Apples cloud-based services, including iCloud, iMessage, Private Relay, Mail and account security.

GMs effort to move away from Apple and Android began in March, when it told business website Ars Technica it would no longer support Apple CarPlay and Android Auto in new EVs.

The manufacturer of Chevrolet, Buick and Cadillac said vehicles already on the market, as well as gasoline- and diesel-powered GM vehicles to be released over the next few years, will not be affected.

Abbott will lead a new integrated end-to-end software organization focused on the... delivery of digital services and features to retail and commercial customers, GM said in a written statement.

Abbotts newly created team will bring together three distinct software functions within GM: Software Defined Vehicle and Operating System; Information and Digital Technology; and Digital Business.

GM is moving away from phone projection to offer customers a more integrated solution that will have Google Maps, Google Assistant, Audible, Spotify and other applications run natively on its vehicles infotainment systems.

According to Automotive News, 98% of new vehicles now come with CarPlay and 79% of buyers only consider CarPlay-capable vehicles when shopping for new cars.

Ars Technica reported the first new GM electric vehicle to launch without phone projection will be the 2024 Chevrolet Blazer EV, which is expected to hit showrooms later this year, and the Chevrolet Equinox EV.

Abbott also served as a Visiting Scholar at Stanfords Artificial Intelligence Lab (SAIL), focused on computer vision. Previously, he served as general partner at Kleiner Perkins Caufield & Byers, focused on investments in mobile and cloud-computing sectors. Abbott has also led teams at Twitter, Palm and Microsoft.

Link:
Former Apple Executive Named GM's Head of Software. - Inside Radio