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SAN FRANCISCO - The heavily distributed kid-monitoring software ComputerCop, which many police departments around the US gave to families for free, is doing far more harm than good, a new report by the Electronic Frontier Foundation alleges.
An eight-month investigation by the group -- a nonprofit that focuses on civil liberties in the digital realm -- says ComputerCop, which allows parents and guardians of children to monitor a child's computer and Internet use, is sketchy in its effectiveness and falls short on protecting user data from spying. The EFF report also alleges that ComputerCop engages in shady business practices to convince law enforcement officials to spend taxpayer money on the software.
"Probably the biggest problem of all is that there are law enforcement agencies that aren't actually paying attention to cybersecurity," said Dave Maass, who wrote the EFF report. "Some of the biggest jurisdictions in the country are giving out software that makes kids less safe if they use it."
ComputerCop, the eponymous company behind the software, did not respond to a request for comment.
The software, which works on both Windows and Mac, has two primary features. One is a search feature that lets the user review videos and images downloaded to the computer, as well as search documents on the hard drive for "thousands of keywords related to drugs, sex, gangs and hate groups."
The EFF report deems this feature "unreliable" and explains that some computers returned a "giant haystack" of false positives, while other computers returned better results from their built-in file-search function. An ancillary function of ComputerCop is to let parents see which websites their children have visited, but that's only if the child is using the Internet Explorer browser on Windows or Safari on a Mac. While it's true that a huge number of computers are sold with IE and Safari set as their primary browsers, it's easy enough to download and use an alternative, like Chrome or Firefox.
The second main feature of ComputerCop is a keylogger called KeyAlert. Keyloggers record all keystrokes made on a computer keyboard, including credit card information and username and password combinations. KeyAlert's logs are stored unencrypted on Windows computers, and on Macs they can be decrypted with the software's default password. The software can also be configured so that trigger words email an alert to the computer's owner.
KeyAlert must be installed separately from the rest of the ComputerCop software, but not all versions of ComputerCop have been distributed with it. There's no way to configure KeyAlert for a particular user, so it's possible to use it against anybody using the computer -- not just kids.
"When that happens, the software transmits the key logs, unencrypted, to a third-party server, which then sends the email," the EFF report said.
If the logs are being emailed unencrypted, as alleged, then they could be read with relative ease, according to the report, which also included instructions for removing ComputerCop.
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Report: ComputerCop Doing Far More Harm Than Good
SAN FRANCISCO - How should advisors think about Personal Capital?
Like many of the firms dismissed by rivals as "robo advisors," the technology-centric RIA has grown up in Silicon Valley with venture capital backing. It focuses on digital delivery of advisory services, and prides itself on the personal financial management software that it gives away for free.
Yet the San Francisco-based RIA has over 50 advisors in two cities, says founder and chief executive Bill Harris -- although most clients will meet their advisor only virtually -- and targets investors up to 60 years old.
Personal Capital has also eschewed the online competition's low fees and low minimums: It charges 89 basis points, has a $100,000 minimum per household for paying customers and just began offering a new Private Client service for customers with $1 million to $10 million in investable assets.
So why would clients pay the same fee traditional advisors charge but not get to see their wealth manager in person?
"Most of those clients would view that as an advantage of our service," Harris says. "They don't want to have to go an office. They want to leverage the technology that's available."
TECH EDGE
Indeed, technology is at the heart of Personal Capital's operations. The free software "is the most important part of our entire service," says Harris, a Silicon Valley veteran who was the former chief executive of Intuit and PayPal. "The software collects comprehensive personal financial data and lays the foundation for our goal of providing an end-to-end system to help people manage their money."
The free software service has been an excellent source for leads, Harris says.
Approximately 500,000 people use the software, he says, adding that about 5% of the users with $100,000 in investable household assets have moved over to Personal Capital's fee-based service.
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Real Advisors, Higher Fees: Is This Online RIA a Robo?