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Allstate and Progressive are two well-known companies that provide a range of car insurance coverage options and discounts. In this article, we compare Allstate vs. Progressive costs, coverage and customer service to help you decide which one is right for you.

All providers have different pros and cons, and weve reviewed the industrys best car insurance companies to help drivers find the right coverage and save money. Use the free tool below to compare quotes from Allstate, Progressive and other top providers in your area.

In this article:

When looking at Allstate vs. Progressive, both companies have long histories and strong industry ratings. AM Best has awarded both companies with an A+ financial strength rating, and the Better Business Bureau (BBB) rates each provider with an A+ rating as well.

Allstate and Progressive are also two of the largest car insurance companies in the country. According to the National Association of Insurance Commissioners (NAIC), Progressive is the third-largest auto insurance company in the U.S., and Allstate is the fourth-largest. Both companies handle tens of billions of dollars in written premiums each year.

Allstate insurance highlights include:

Progressive highlights include:

As Allstate and Progressive are both leading auto insurance companies, you can likely find the coverage you need with either company, whether its a basic liability policy, usage-based coverage or even same-day insurance. Both providers offer other insurance products too like classic car insurance, as well as motorcycle, business, renters and homeowners insurance.

Heres an overview of auto coverage with Allstate and Progressive:

*Accurate at time of publication.

The one thing Allstate offers that Progressive lacks is trip interruption reimbursement. If you get Allstates roadside assistance membership plan, you can get reimbursement for food and lodging if you have a breakdown or accident far away from home.

Allstate also offers separate sound system insurance to cover things like speakers and aftermarket audio equipment. Progressive can cover these items under its custom parts and equipment option, which extends to other aftermarket accessories including paint and rims.

Allstate and Progressive both offer usage-based insurance programs. Allstates program is called Drivewise, and Progressives is Snapshot. These programs award discounts based on your current driving habits, not your driving record. Each program is a bit different, but they both track basic things like speed, acceleration, braking and the time of day you drive.

One big difference between Allstate and Progressives usage-based programs is that Snapshot can raise your rates if you practice poor driving habits. On the other hand, if you dont drive safely using the Drivewise program, it just wont give you a discount. How much you can save depends on your driving, but Progressives website says its drivers save an average of $145 a year after joining Snapshot. Allstate doesnt disclose the maximum discount.

Between Allstate vs. Progressive, we found that Progressive typically offers more affordable auto insurance quotes for most drivers. This includes people with good driving records and people who have points on their records. In fact, we found that Progressive was the most affordable leading provider for high-risk drivers overall.

Allstate is generally more expensive than other top competitors like Progressive, Geico and State Farm. In the category of affordability, we rate Progressive 8.5 out of 10.0 stars and Allstate 6.5 out of 10.0 stars. That said, its still possible that Allstate could be cheaper for you, as discounts differ between the companies. For example, Allstate offers a new vehicle discount, but Progressive does not. On the other hand, Progressive offers a discount for owning a home, and Allstate does not.

Progressive has some extra money-saving features on top of its discount opportunities. These include:

Allstate and Progressive both have millions of customers, and most of those customers have positive experiences with each company. According to the J.D. Power 2020 U.S. Auto Claims Satisfaction Study, Allstates claims service is slightly better than the insurance industry average. The company scored 876 out of 1,000 points, while the industry average was 872 points. Progressive fared slightly worse in the study, scoring 856 out of 1,000 points.

Both companies have low customer satisfaction ratings on the BBB, which isnt uncommon for the insurance industry. Progressive insurance reviews rate the company with 1.11 out of 5 stars overall, and reviewers rate Allstate only slightly better, with 1.18 stars. Keep in mind that the number of reviewers only accounts for a small fraction of total customers. According to the NAIC, Allstate has a slightly higher complaint ratio than Progressive.

When comparing Allstate vs. Progressive, we rate Progressive higher in several review categories and have found that it is a cheaper option for most drivers. Progressive has comprehensive coverage offerings and mostly positive customer reviews, although Allstate scores better during the claims process.

Since prices are personalized to your unique driver profile, its a good idea to compare car insurance quotes from several companies. We rate Geico at 9.1 out of 10.0 stars and named it the Best Overall insurer of 2021 for its low prices and variety of coverage options. State Farm is another great choice. We named it Best for Students for its many discounts and programs geared toward student drivers. It earned a rating of 8.6 out of 10.0 stars in our comprehensive, industrywide review.

To get free, personalized quotes from top insurance companies in your area, enter your ZIP Code below.

Progressive offers cheap auto insurance quotes compared with Allstate and many other providers. In particular, Progressive tends to be affordable for high-risk drivers and even people who have a single accident or traffic ticket on their record. Progressive also offers a wide range of discounts that many drivers may qualify for.

No, Progressive and Allstate are separate companies. The Progressive Corporation and The Allstate Corporation are both independent, publicly held companies.

Yes, Allstate provides a wide range of coverage options that satisfy many drivers. The company has good claims processing and offers a decent selection of discounts.

Because consumers rely on us to provide objective and accurate information, we created a comprehensive rating system to formulate our rankings of the best car insurance companies. We collected data on dozens of auto insurance providers to grade the companies on a wide range of ranking factors. The end result was an overall rating for each provider, with the insurers that scored the most points topping the list.

Here are the factors our ratings take into account:

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Allstate vs. Progressive: Which is better in 2021? - MarketWatch

St Louiss approach to public safety, housing, and other critical issues could undergo a significant overhaul if a new campaign to shift the balance of power in the citys Board of Alders is successful at the polls on Tuesday.

The Flip the Board campaign is challenging entrenched establishment candidates, including three incumbents, in favor of four first-time candidates: Shedrick Kelley, 40, facing two-term incumbent Jack Coatar in Ward 7; Bill Stephens, 27, seeking to unseat Ward 12s Vicky Grass, who is running for her first full four-year term; Anne Schweitzer, 33, whose Ward 13 opponent Beth Murphy is seeking a third term; and Tina Sweet-T Pihl, 50, who hopes to win in Ward 17 against fellow first-time candidate Michelle Sherod.

Alderperson Megan Green, a two-term progressive on the 29-member board, came up with the campaign after years of frustration with the policy priorities of those in power in city government. Green told The Appeal she wants to see more solutions that address the citys problems in a way that makes meaningful change for all residents.

Right now we have 11 solid progressive votes and oftentimes can get a couple of other people over to our side, said Green. So if we get these four people elected, I think that puts us squarely at 15, which is what we need to have a majority.

The four Flip the Board candidates are running on similar platforms of change, campaigning on public safety reform, sustainable economic development, and housing reform but bring with them different life experiences. Kelley, an emcee who goes by the stage name Nato Caliph, is a business analyst for Wells Fargo and a community activist. Pihl is an economic development and housing expert who has worked for local and national nonprofits. Schweitzer is a community organizer and publicist. Stephens is a St. Louis Public Library employee who celebrates being an openly gay man on his campaign site.

The thing about the four people is the diversity we have in terms of race, age, and gender, Pihl told The Appeal. I mean, its just amazing. If you look at our backgrounds, its quite rich in terms of that. I think its phenomenal.

St. Louis is still in the throes of a political upheaval that is rooted in the last decade of social and political change. Nearby Ferguson, where Michael Brown was killed by a police officer in 2014, was the catalyst for some of the most intense Black Lives Matter demonstrations in the Obama years. U.S. Representative Cori Bush, whose district includes St. Louis, was one of those protesters and organizers and is today a new member of the Squad of young Democrats pushing for change in Congress.

Although all members of St. Louiss current Board of Alders are Democrats, the municipal government can be hostile to policies that put working people first, such as allocating federal funding for the city and ensuring public safety is taken care of in an equitable manner, Green said. She cited the fight this year over police use of spy planes that roiled the boardit voted 15-14 to give preliminary approval to the dealas an example of how close the margins are. (The plan didnt move forward in part because of a failure to secure funding.) Green also said the resistance to the boards more left-leaning members agenda that centers city residents comes even as voters increasingly support federal candidates that back similar policies. That means the future is bright for ideas about city government that put people first, she told The Appeal.

Whether it is this election cycle or the next election cycle, I think that time is on our side as progressives, Green said.

The openness to debating spy planes, which would have allowed city police to keep an eye on residents for up to 18 hours a day, is just one example of what the slate hopes to change about the boards approach to governing St. Louis. Green, along with some fellow alderpeople, has fought multiple attempts to privatize the citys airport and advocated for closing the notorious Workhouse, the medium security detention facility in the city that mostly holds individuals awaiting trial. With more progressively minded members, she said, they could take more decisive action. To the Flip the Board slate, the citys prior approaches to issues like policing, public safety, and economic development are not workable.

Weve neglected to see real change or any type of progress in a lot of areas such as crime, child poverty, or housing insecurity, Stephens said. We cannot expect our city to grow if we dont address these fundamental issues first.

The four candidates are instead focusing on expansive reform.

We need to do some things differently, Schweitzer told The Appeal. We must end cash bail, which is justice only for people with home equity, and end the incarceration for offenders who arent threats to themselves or to others. We must address the root causes of crime and reinvest money into neighborhoods we have allowed to deteriorate. We must prioritize affordable housing, affordable healthcare, safe neighborhoods, good schools, jobs that pay well and a good way to get to them, and adopt a citywide tenants bill of rights.

Respecting the basic humanity of residents is essential for handling public safety, said Kelley, who describes the city as being at a serious crossroads in how local government works.

The city can no longer afford the indecisive and reactionary leadership that it has endured for far too long, Kelley said.

Key to reforming public safety, said Kelley, is closing the Workhouse. The jails conditions and upkeep have long been the subject of citywide criticism and anger. But despite the board last year unanimously passing legislation to close it before the end of 2020, the debate on how to do so drags on.

The city also needs to invest resources in its Civilian Oversight Board, said Kelley, and investigate police behavior. According to an analysis by FiveThirtyEight and the Marshall Project, St. Louis paid out more than $3.1 million between 2015 and 2019 in police misconduct settlements.

Studies (and real-life examples) from around the nation, and the world, have shown that policies that are smart on crime show much better results than ones that focus on being tough on crime,' said Kelley in an email to The Appeal. We cannot out-police our issues with crime, we instead need to reevaluate and reallocate funds away from a system that clearly isnt working, and try a new bold path forward.

Stephens told The Appeal that he sees addressing the underlying, systemic issues that lead to poverty and crime as essential to dealing with the citys issues.

We must give every person in this city the opportunity to succeed, said Stephens. We arent doing that right now and, without it, we wont be able to course-correct our current path.

When it comes to housing, Pihl said her time with the Anti-Displacement Working Group would allow her to teach the board about the best approach to the citys housing concerns.

We are looking at policies that can keep people in place in their homes, in the community, and that targets the same thing with evictions, with COVID-19 and everything else, Pihl said.

Those ideas, Pihl said, include helping fund home repairs and keeping property taxes low in neighborhoods with high displacement. With the loss of jobs and income during the pandemic, she said, those solutions are more important than ever.

St. Louis residents appear to want change, and the city government is in a moment of upheaval. Two major figuresMayor Lyda Krewson and Alderperson Joe Roddy, who represents Ward 17 and is the boards longest-serving memberdecided not to run for re-election. Board of Alders President Lewis Reed failed to carry a single ward in the mayoral primary, shutting him out of the citywide contest in April. No matter how the votes come in next month, the citys new leader will be a break from the status quo.

On March 2, St. Louis used for the first time approval voting, which allows voters to select more than one candidate; the two candidates in each contest with the highest number of votes are proceeding to Tuesdays general election. All of the Flip the Board slate advanced, and Schweitzer topped the Ward 13 incumbent Beth Murphy, 68.7 percent to 38.8 percent.

Schweitzer told The Appeal that relentless campaigning door to door paid electoral dividends.

When Ive been knocking on doors, people often tell me that Im the first person who has ever come by to talk about a campaign, and certainly the first candidate to have done so, Schweitzer said.

The rest of the slate still faces a fight. Kelley, in Ward 7, received 45.2 percent to incumbent Jack Coatars 58.9 percent; in Ward 12, Stephens had 36.1 percent to incumbent Vicky Grasss 48.6 percent; and in Ward 17, Pihl took 46.2 percent to Michelle Sherods 69.0 percent.

Though three Flip the Board candidates fell short of their opponents in the primary, Green believes theres a good shot to get voters on board for the general through superior organizing and spurring enthusiasm leading up to Tuesday. And once the public sees what the new group does in office, she believes, its more likely than not theyll stick with the progressive slate in future electionsGreen outpolled her opponent Jennifer Florida, a former alderperson, 74.3 percent to 30.7 percent in March.

Theres a lot of volunteer energy thats going into these three candidates campaigns at the moment, and thats whats going to carry them over, said Green. I know that they have people that are donating to them, not just in their wards, but from across the city, because they understand what having a progressive board will do for the entire city of St. Louis.

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These Progressive Candidates Could Flip The Balance Of Power In St. Louis City Government - The Appeal

White House chief of staff Ron Klain met privately with a number of progressive lawmakers, including Rep. Alexandria Ocasio-Cortez, D-N.Y., Rep. Ayanna Pressley, D-Mass., Rep. Jamaal Bowman, D-N.Y. and Andy Levin, D-Mich., to discuss the filibuster and the minimum wage, signaling potential for a spirit of collaboration between the Biden administration and left-leaning Democrats.

According to Axios, Klain did not say whether Biden would move to support or oppose the filibuster, which has proven a significant roadblock for Democrats looking to approve gun bills in the Senate. Democrats have already passed two in the House, according to Insider, but it is extremely unlikely theyll see the support they need in the Senate.

There have been talks of removing the filibuster (i.e. the going nuclear) in order to skirt around an obstructionist GOP. It would take a simple majority in the Senate to eliminate the filibuster via cloture, a very doable maneuver with Vice President Kamala Harris as the tie-breaking senatorial vote. Republicans have warned, however, that nuking the filibuster would end all hope for bipartisanship.

Biden has gradually inched toward a more progressive outlook on the filibuster, but also expressed hesitations about scrapping it entirely, stressing the need for incremental reform. Lets deal with the abuse first, he said in a press conference. If we have to, if theres complete lockdown and chaos as a consequence of the filibuster, then well have to go beyond what Im talking about.

Although no deal on the filibuster was struck, Klain did reaffirm President Bidens commitment to enacting a $15 national minimum wage. Currently, the federal minimum wage sits at $7.25 per hour, a mandate that has not changed since 2009. There was a progressive push to raise the minimum wage as part of the newest coronavirus relief package, as Salon reported last month. However, the Senate Parliamentarian parried the effort by ruling that it went against the rules of the budget reconciliation process, a legislative maneuver Democrats used to push the bill through despite significant Republican opposition.

Last week, Klain met with leaders of the Congressional Progressive Caucus, including the groups chair, Rep. Pramila Jayapal, D-Wash. During the meeting, the group pressed for Bidens commitment to progressive stances on a number of topics, including immigration, transportation, climate change, healthcare, child care, and paid leave, as Politico reported.

In the past, Rep. Ocasio-Cortez has praised Klain. When he was appointed in November, she tweeted, Good news and an encouraging choice. According to the Daily Beast, Klain has an open channel of communication with Sens. Bernie Sanders, I-Vt. and Elizabeth Warren, D-Mass. Progressives are a big part of our party and making sure their voices are heard here at the White House is a big part of my job, Klain said in an interview.

As Axios notes, the existence of a backchannel between the White House and the Congressional Progressive Caucus might help the President push through another sweeping piece of legislation against GOP opposition: a $3 trillion infrastructure and jobs package. According to The Washington Post, the bill is likely to contain provisions such as free community college, universal pre-kindergarten, a newly expanded child tax credit, and more.

The country has not had a real infrastructure bill since Dwight Eisenhower set up the highway system, said former Pennsylvania governor Ed Rendell. This could do more for American manufacturing and blue-collar jobs than anything else. Its crucial not just for Bidens legacy but for the legacy of the American government in the next decade. Its a seminal moment for the country.

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Progressive Lawmakers Met With the White House to Discuss Action on... - Truthout

Eight members of Congress, including prominent progressive Reps. Alexandria Ocasio-Cortez, Ilhan Omar, Ayanna Pressley and Rashida Tlaib, are backing the program. A handful of likely incoming House freshmen, along with the Service Employees International Union, Electoral Justice Project of the Movement for Black Lives and climate advocacy group Sunrise Movement, are also on board.

"There is no doubt we need to evict Donald Trump and immediately begin the work of repairing and rebuilding stronger, said Pressley. Our country is facing overlapping crises of public health, economic inequality and systemic racism. The People's Charter offers a pathway to work together toward healing and justice for everyone.

Biden supports some of the planks of the proposal, such as free Covid-19 testing and a ban on evictions and foreclosures during the pandemic. But he has already come out against other items, such as implementing single-payer health care and reducing police funding.

Its putting a stake in the ground that we believe Joe Biden can become a New Deal 2.0 president, said Rep. Ro Khanna (D-Calif.), another member of Congress who has signed onto the plan. He has talked about the crisis that Roosevelt faced. He has talked about wanting to have a new New Deal for the 21st century. That should be the direction he goes instead of the incrementalism of the 90s.

Philadelphia City Councilwoman Kendra Brooks, one of several local and state officials who are supporting the plan, added that its something that gives voters some enthusiasm.

Maurice Moe Mitchell, national director of the Working Families Party, said the organization will promote the agenda as part of its campaign to persuade progressive voters to cast a ballot for Biden.

We endorsed Elizabeth Warren and then we endorsed Bernie Sanders, so its not surprising that our party and our base have some policy differences with Joe Biden, said Mitchell. People, in order to be enthusiastic about voting, need to vote for something and the Peoples Charter provides folks with something that is outside of candidates politics to vote for. It also sets up conditions postelection to articulate that this election was a referendum on this agenda.

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Progressives unveil 2021 agenda to pressure Biden - POLITICO

White House chief of staff Ron Klain held private meetings with progressive lawmakers including Alexandria Ocasio-Cortez, Ayanna Pressley, Jamaal Bowman, and Andy Levin this week, which many believe signals the Biden administration's willingness to have a good working relationship with more outspoken Democrats.

According to a scoop by Axios, this closed-door, in-person meeting touched on the filibuster and minimum wage.

Axios reported that Klain did not make promises to oppose or abolish the current filibuster rules. However, he did re-confirm Biden's commitment to upping the hourly minimum wage to $15.

These private meetings establish a basis for dialogue with progressive Democrats, even when the strategies on how best to approach issues and push matters forward may differ.

The meetings follow a Politico report last week that said Klain had met with leaders of the Congressional Progressive Caucus, including its chair, Pramila Jayapal.

Axios noted that the formation of a backchannel between the Biden White House and progressive Democrats could be helpful to the president, particularly ahead of his request to Congress to fork out $3 trillion for healthcare and infrastructure next week.

Biden has also been seen in recent weeks to lean toward a more progressive position on the Senate filibuster, saying on Thursday that he might be "open to doing more" besides incremental reforms.

"If there's complete lockdown and chaos as a consequence of the filibuster, then we'll have to go beyond what I'm talking about," Biden said on Thursday.

The filibuster has been a huge obstacle for Senate Democrats who want to pass gun bills through the Senate. Two gun bills have already made it through the House, but they are unlikely to get the 60 votes needed in the Senate, which is currently split 50-50.

However, Democrats have been discussing the removal of the filibuster to make it possible to pass legislation at a simple 51-vote majority. Much opposition stands in the way, particularly as Senate Minority Leader Mitch McConnell has cautioned that the Senate would enter "a sort of nuclear winter" if Democrats were to scrap the filibuster.

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AOC, other progressives met with White House chief of staff privately - Business Insider