Mediaboss Marketing

A French corporation with share capital of 1,062,354,722.50 euros Registered office: 29 boulevard Haussmann - 75009 PARIS

552 120 222 R.C.S. PARIS

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SECOND AMENDMENT

TO UNIVERSAL REGISTRATION DOCUMENT

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2022

Universal registration document filed with AMF on 9 March 2022 under N D.22-0080.

First amendment to the Universal Registration Document filed with AMF on 6 May 2022 under N D-22-0080-A01.

This second amendment to the Universal Registration Document has been filed on 4 August 2022 with the AMF, as competent authority

under Regulation (EU) 2017/1129, without prior approval pursuant to Article 9 of the said regulation.

The Universal Registration Document may be used for the purposes of an offer to the public of securities or admission of securities to trading on a regulated market if completed by a securities note and, if applicable, a summary and any amendments to the Universal Registration Document. The whole is approved by the AMF in accordance with Regulation (EU) 2017/1129.

This document is a translation into English of the Annual Financial Report/Universal Registration Document of the Company issued in French and its available on the website of the Issuer.

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SUMMARY

1. KEY FIGURES AND PROFILE OF SOCIETE GENERALE .....................................................................................

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2. GROUP MANAGEMENT REPORT .................................................................................................................

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3. CORPORATE GOVERNANCE......................................................................................................................

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4. RISKS AND CAPITAL ADEQUACY................................................................................................................

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5. FINANCIAL INFORMATION .......................................................................................................................

68

6. SHARE, SHARE CAPITAL AND LEGAL INFORMATION...................................................................................

166

7. PERSON RESPONSIBLE FOR THE SECOND AMENDMENT TO THE UNIVERSAL REGISTRATION DOCUMENT.........

197

8. CROSS-REFERENCE TABLES...................................................................................................................

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1. KEY FIGURES AND PROFILE OF SOCIETE GENERALE

1.1 Profile of Societe Generale

Update of the page 9 of the 2022 Universal Registration Document

The sentence Societe Generale employs over 131,000 members of staff in 66 countries and supports on a daily basis 26 million individual clients, businesses and institutional investors around the world is updated on 30 June 2022 as following : Societe Generale employs over 117,000 members of staff in 66 countries and supports on a daily basis 25 million individual clients, businesses and institutional investors around the world.

1.2 Recent developments and outlook

Update of the pages 14 and 15 of the 2022 Universal Registration Document

Uncertainties caused by the war in Ukraine and supply side shocks are still present, notably regarding food and energy. The disruptions in energy supply should remain transitory.

Restrictions in China related to the Covid-19 pandemic should be gradually eased during the third trimester of the year. Globally, the risks induced by the pandemic should remain persistent and will require significant investments in vaccines and prevention efforts.

However, those investments will probably not be enough in emerging countries. The pandemic should remain a significant source of risk for the global economic outlook.

Across the major advanced economies, activity is slowing with fading reopening momentum, loss of household purchasing power and less policy accommodation. A recession is unlikely in 2022 due to built-up savings in households accounts and firm labour markets in the major advanced economies. This, combined with high levels of inflation, will see central banks tighten further over the coming quarters. A technical US recession is expected in late 2023.

Economic slowdown, tighter lending conditions and high levels of debt should prevent the Fed, the BoE and the ECB to return to "neutral" interest rates. Some easing regarding fiscal policy is expected in Europe and China while a tightening is expected in the US.

Geopolitical fractures are set to weigh structurally on global trade and capital flows.

With regards to the regulatory landscape, the first quarter of 2022 was marked by reactionary measures to the situation in Ukraine, which resulted in several waves of extraordinary sanctions and numerous support measures for refugees and companies impacted by the war.

On 23 March 2022, the European Commission adopted a temporary crisis framework enabling Member States to use the flexibility foreseen under State aid rules to support their national economy and grant targeted support measures. In France, the existing support toolbox developed during the COVID-19 crisis was extended to help companies face the economic consequences of the conflict. A new form of State guarantee "Prts Garantis par l'Etat Rsilience" was launched, and "Prts Participatifs Relance" will likely be maintained.

During the Covid-19 crisis, the European Commission, the European Central Bank (ECB) in its capacity as prudential supervisor, the European Banking Authority (EBA) and the High Council for Financial Stability (HCFS) used the flexibility of prudential regulations to act on the liquidity and solvency of banks. However, these regulatory adjustments progressively come to an end:

Beyond the prevailing conjunctural economic conditions, several structural regulatory projects aim to strengthen the prudential framework, support environmental and digital transitions, protect consumers, and develop European capital markets.

The year 2021 put the spotlight back on finalising the implementation of the Basel III prudential agreements in the EU. In October 2021, the European Commission published its new banking rules - the proposed CRR3 regulation and the CRD6

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directive - which will enter into force on 1 January 2025. The timetable for rolling out the reforms in the main non-EU jurisdictions remains uncertain and is not expected to coincide with the Basel timetable of 1 January 2023.

In accordance with the European Green Deal and the sustainable finance strategy of the European Commission, the environmental and sustainable European legislative agenda has accelerated in 2021 with the aim to rapidly mobilize capital flows to achieve carbon neutrality and ensure the resilience of the financial system. Work on the EU taxonomy for sustainable activities are now finalized on climate and should lead to the first complete reporting of financial institutions in 2024. Besides, the global framework of sustainability reportings (not limited to climate) is getting designed, with the aim of a first publication in 2025. The EU being a pioneer on ESG topics, the issue of harmonising European standards with those introduced in other jurisdictions will be a key consideration in 2022, in order to avoid any distortion of competition and prevent duplicating reportings to answer divergent standards, while guaranteeing that the necessary data is available, including from non-European counterparts.

Banks are expected to better integrate their climate and sustainability exposure when managing risks and be more transparent about disclosing ESG risks in their prudential publications. The ECB's climate stress tests are currently ongoing and ESG risks are now part of the prudential review. Besides, from 2023, credit institutions will have to publish detailed information on their exposure to physical and transition risks. The lack of data, in the absence of a proper sequencing with the application timeline of corporate standards, will remain an important obstacle to the comparability between banks. Finally, debate is intensifying over the prudential treatment of assets that are harmful to the climate and will be the topic of an EBA report in 2023.

Concomitantly, digital transformation will continue to be a priority, with progress on legislative projects proposed in 2021:

In addition, during T1 2022, the European Commission also proposed a cross-sectoral act on data (Data Act).

Beginning 2022, in-depth work on significant topics related to payments have continued, i.e., the EPI project and ECB's study of a central bank digital currency (CBDC) and of an acceleration in the spread of instant payments. These projects should be supplemented by Open Finance proposals for which the DSP2 Directive assessment will be an important step.

Consumer issues are also set to attract considerable attention in both France and Europe. Plans to revise MiFID, PRIIPS, IDD could come to an end in 2023 and the Consumer Credit Directive review is well under way at European level. Because of the impact of the economic situation on households' purchasing power, more parliamentary debates on banking fees are expected around the vote of the French State's Budget.

Last, in a post-Brexit environment, the European Commission gave new momentum to the development of the Capital Markets Union (CMU), as designed by the European action plan published in 2020. The initial will to prioritize the deepening and integration of European markets is now coupled with the reaffirmed ambition of ensuring the EU's financial autonomy, as a response to both the Covid-19 crisis and the situation in Ukraine. The European Commission's plan on the European strategic autonomy, published in January 2021, as well as the Council conclusions of April 2022 underline the weaknesses that a dependent EU can bring.

It is in this context that the following proposals have emerged:

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2. GROUP MANAGEMENT REPORT

2.1 Pending acquisitions and major contracts

Update of the page 56 of the 2022 Universal Registration Document

2.1.1 Press release dated 18 May 2022 - Socit Gnrale has closed the sale of Rosbank and its Russian insurance subsidiaries

Societe Generale announces the closing of the sale of Rosbank and the Group's Russian insurance subsidiaries(1) to Interros Capital.

The impact of the sale, which reflects the evolution of foreign exchange rates since the announcement of the disposal on April 11, 2022, will be accounted for in Q2 22 and includes:

The Group thus exits Russia(3) in an effective and orderly manner, ensuring continuity for its employees and clients.

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Societe Generale : Second amendment to the Universal Registration Document filed on 4 August 2022 under number D-22-0080-A02 - Marketscreener.com

Chris Pritt owns his own law practice,Pritt Law, where he specializes in divorce, custody arguments and child support. But standing before the state legislature in West Virginia, his argument was a linguistic pretzel to justify eliminating all child support for the parent who gets custody of a child.

According to Pritt, there are fathers who don't want to be involved in the lives of their children.

"If she carries through with the pregnancy, he's going to have, possibly, some sort of child support obligation," said Pritt. "And, so, what he wants to do is, he wants to in a sense encourage her to go and find a way for her to get an abortion. Because he knows that a certain individual if he has any kind if familiarity with her, he knows that she might be of such a state of mind, she must be in such a vulnerable position that it's not worth everything that he's going to put me through to carry this pregnancy forward. It's going to be easier, it's going to be better, for me to just go and terminate this 'life.' So she goes over to Virginia or to some other state where she goes and gets the abortion. So, I think that's a really clear possibility if we enact the Second Amendment here, I don't want to be doing anything that is encouraging thugs to go and get an abortion."

"So, I think that's a really clear possibility if we enact the second amendment here, I don't want to be doing anything that is encouraging thugs to go and get an abortion," he said, referring to the second and competing amendment toHouse Bill 302.

See the video below:

Visit link:
WV GOPer wants to ban child support because it may lead to abortions - Salon

Republican Peter Lumaj is running to represent Connecticut in the U.S. Senate and has unsuccessfully run for statewide office three times.

Lumaj, 55, of Fairfield, is running for statewide office for the fourth time in 10 years. He dropped out of a Senate race before the primary in 2012, launched a campaign as the GOP nominee for secretary of state in 2014 and failed to qualify for a gubernatorial primary in 2018.

With a masters degree in law, Lumaj provides immigration services in New York, where he says he also invests in real estate with family.

During the 2018 race for governor, Lumaj told a Republican town committee he rejected an offer by the Trump administration to return to Albania as the U.S. ambassador, a claim the administration declined to confirm or deny.

Lumaj is an opponent of abortion and said he would not vote to codify reproductive rights in federal law.

He refused to say whether he would have voted for a gun safety bill Congress passed in response to the Uvalde, Texas, school shooting that requires enhanced background checks for gun buyers under age 21, among other things.

Pressed for an answer about how he would have voted, he repeatedly riffed on myriad aspects of gun control and crime, never quite landing on an answer.

We need to go after illegal guns in this country, he said. And if there are mental illnesses and problems of people out there, we should absolutely go after these things. On the other hand, the Second Amendment is the Second Amendment. I believe in the Second Amendment. And the reason why I believe in that, my family was persecuted severely in the country that we didnt have a Second Amendment.

Lumaj opposed giving permanent legal status to the 800,000 young adults living in a legal limbo for a decade under DACA, the Deferred Action for Childhood Arrivals.

Lumaj said he would support arming teachers, if they were trained.

Lumaj is a fan of Trump and free enterprise who views opponent Leora Levy as a conservative poseur, opponent Themis Klarides as an establishment Republican, and Blumenthal and Democrats as threats to capitalism.

Im a true conservative. I believe in God, family and country. I believe in the Constitution. I believe in the founding documents of this country, Lumaj said. Im pro life, Im pro Second Amendment. And these are things that I bring to the table that no one else does.

Lumaj has zinged fellow senate GOP candidates Themis Klarides and Leora Levy, as well as Sen. Richard Blumenthal.

During the senate GOP primary debate on July 26, Lumaj claimed to be the only true conservative. Im not afraid to be a Republican, he said.

When Klarides suspended active campaigning to mourn the death of her 89-year-old mother, Lumaj urged an end to attacks on her at least until after the funeral.

Klarides and Levy have largely ignored Lumaj, though Levy has suggested that, of herself and Lumaj, theres only room for onein the primary.

At the debate, Klarides central argument was that Lumaj (and Levy) may be more conservative, but are not electable in a state that last elected a Republican senator in 1982.

Read this article:
Who is Peter Lumaj? Conservative running for U.S. Senate in CT - The Connecticut Mirror

Nine out of 10Ohio voters ignored the state's second primary on Tuesday. Butstrongsupport for abortion access in Kansas caught the attention of activists here.

In this week's episode of Ohio Politics Explained, we break down what it all means.

The show is a podcast from the USA TODAY Network Ohio Bureau that catches you up on the state's political news in 15 minutes or less. This week, host Anna Staver was joined by reporterHaley BeMiller.

1) Ohio's second primary results

Just 8% of registered voters cast a ballot in Tuesday's unusual second primary.

And when the votes were counted, two incumbent Republican representatives lost their races,two Somali Americans were poised to make history and two nurses will face each other for one of the state's most competitive districts.

2) What Kansas' abortion vote tells us

Voters in Kansas also went to the polls Tuesday and told their state lawmakers not to impose new abortion restrictions.

The ballot measure would have amended the Kansasstate constitution to say there was no right to an abortion, paving the way for the Republican legislature to impose new restrictions.

It was the first test of popular support for the procedure since the U.S. Supreme Court overturned federal abortion protections and sent the issue to the states.

Pro-Choice Ohio says it's a clear sign that majority of Americans are on their side.But Ohio Right to Life President Mike Gonidakis doesn't think the results in a potential 2023 election would be the same.

3) Do something and Dayton

It's been three years since a gunman murdered nine people and injured 27 others in a mass shooting in Dayton's Oregon District.

And it's been three years since survivors called on Republican Gov. Mike DeWine to do something.

DeWine says he's done what he can with a state legislature that opposes almost all Second Amendment restrictions. But former Dayton Mayor Nan Whaley, who is challenging him for the governorship, says DeWine's actions have been nowhere close to enough.

4) A hiccup in helping veterans

Burn pits, which were how the military burned its trash overseas, have been making headlines in recent years because they made veterans sick.

The Department of Defense says3.5 million veterans were exposed to toxic chemicals from these pits and some have developed respiratory issues or cancer.

Congress wrote and passed a bill to aid those impacted by these pits, but the legislationstalled this weekwhen Senate Republicans, including Ohio Sen. Rob Portman, voted against it.

Listen to "Ohio Politics Explained" onSpotify,Apple, Google Podcasts and TuneIn Radio. The episode is also available by clicking the link in thisarticle.

The USA TODAY Network Ohio Bureau serves The Columbus Dispatch, Cincinnati Enquirer, Akron Beacon Journal and 18 other affiliated news organizations across Ohio.

Go here to read the rest:
Ohio Politics Explained podcast: Primary results and the Kansas abortion vote - The Columbus Dispatch

Anti-gunners have found another way to crack down on so-called assault weapons.

Rep. Don Beyer has introduced a bill in the House (HR 8051) that will impose a 1,000% FEDERAL TAX on a vast number of semi-automatic rifles, pistols, and shotguns and every magazine holding more than ten rounds.

Beyer claims this tax could be passed with JUST 50 votes in the Senate through reconciliation, with Kamala Harris casting the tie-breaking vote.

At a time when Americans are getting crushed by Bidens economy, a 1,000% tax on so-called assault weapons would essentially be a backdoor ban on commonly-owned firearms and magazines.

Yet Beyer even admits that his tax is not really about raising federal revenue, but creating a pathway to pass a new restriction on assault weapons with a simple majority in the Senate.

With a reconciliation vote expected THIS WEEK, we need your help alerting the 50-50 Senate to STRIKE DOWN this tax on assault weapons and magazines.

Please add your name to our pre-written letter to STOP the 50-50 Senate from levying a 1,000% FEDERAL TAX on common self-defense firearms and magazines.

ADD YOUR NAME

Anti-gunners have now given themselves two possible paths in the Senate to crack down on magazines and firearms that millions of Americans own:

The fanatical anti-gun Senator, Elizabeth Warren, is already backing Beyers bill in the Senate.

Warren said she wants to use every tool available to make it impossible for the public to acquire assault weapons and that includes taxes.

In fact, Warren said she wants to make it impossible for people to buy weapons that are used for murdering people.

Cant EVERY weapon be used for murdering people?

But of course, thats the TRUE aim of anti-gun fanatics like Warren: ending all private gun ownership in America.

Senator Warren doesnt care that you have a constitutionally protected right to keep and bear arms.

Imagine if the government levied a tax on your First Amendment right to protest, speak freely, or practice your religion. Thats exactly what these anti-gunners are doing to your Second Amendment rights.

But with this bill able to be passed by a simple majority through reconciliation, GOA needs your URGENT help pressuring the Senate to STRIKE IT DOWN.

So please, add your name to our pre-written letter to STOP the 50-50 Senate from levying a 1,000% FEDERAL TAX on so-called assault-weapons and magazines.

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A 1,000% TAX on semi-automatic rifles, pistols, and shotguns? | GOA - Gun Owners of America