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Though a strongly recommended investment, not everyone can afford a financial advisor. To help build up and fill out ones knowledge on personal finance, consumers frequently turn to social media. According to a new survey from GOBankingRates, 31.58% have turned to social media in the past year to seek out money advice.

Here, we explore the best social media platforms to visit for money advice, according to finance experts.

Its critical to remember that none of these platforms replace the need for professional financial advisors. Always use caution and take what you read with a grain of salt. Its also wise to consider the source behind the information that is being generated.

What are their motivations? What are their incentives? And how are they benefiting, financially or otherwise, from this content? asked Eric Blattner, CFA, CFP, CIMA, EA, partner and wealth advisor at Divvi Wealth Management. Few people are sharing content out of the goodness of their hearts, and even those that are may not have the backgrounds or credibility youd want from someone giving financial advice.

It is also important to know how to determine good versus bad advice. Here are some tips, courtesy of Kendall Meade, CFP at SoFi:

Now lets look at the best social media platforms for personal finance advice.

With its deep-dive approach and expert contributors, Quora shines as a top platform to learn and ask about personal finance matters.

Take Our Poll: Who Has Given You the Best Money Advice You Have Ever Received?

Sign in, select the topics you want to see in your newsfeed, such as personal finance, and then join the various groups on the platform, said Raymond Quisumbing, registered financial planner at BizReport. Once you are in, feel free to post your questions and other relevant details in the group so that the various group experts can weigh in on your situation. On Quora, you get to see the credentials and experience of other members, as indicated below the names.

Twitter has been going through some upheaval since it was acquired by Elon Musk, but it can still be an excellent hub for getting information and tips on personal finance.

Its super easy to find people in a niche talking about economics and finance, said Will Guiding, creator of spot price.pro. Twitter also has the Trending feature, allowing people to see whats trending at the moment in Business and see whats most popular in the finance category of tweets. Very fast, very quick and very current. Its also super easy to reach out to people and create connections.

Most frequently used as a networking platform for employees, managers and prospective hires, LinkedIn is known as a place to talk jobs. But its also a place to learn about finance because thought leaders in the space share there.

The best social media for money advice as the audiences are professionals and financial organizations that post valuable and informative content, said Wayne Mui, finance and accounting professional at WealthyPayoff. Utilize LinkedIn by following professional leaders and organizations, joining groups you are interested in learning more about, and engaging by commenting on posts and asking questions.

If you want to get down (and potentially dirty) into the world of personal finance, head on over to Reddit, where people tend to not hold back on their opinions.

Reddit is a popular platform with various communities dedicated to personal finance and investing, said Sarah Connelly, finance expert at Cashfloat. Subreddits like r/personalfinance and r/investing provide a wealth of information, advice and discussions on financial topics. To use Reddit effectively, start by exploring these subreddits and reading posts and comments from experienced users. Remember to verify information from reliable sources and be cautious of potential misinformation.

TikTok has been exploding in growth in the personal finance community, especially among Gen Z users. According to recent data from Vericast, a martech company, 34% of Gen Z consumers obtain financial advice from TikTok compared to 24% who turn to a financial advisor.

TikTok is a bit of a double-edged sword, but overall can be a great starting point for financial concepts if you follow up with your own research and contact a financial professional before making any major financial moves, said Colin Palfrey, CMO at Crediful. The platform allows for visual and verbal context around financial concepts, and links in bio can help you determine if the content creator is a licensed professional, a well-learned person or a scam artist.

Facebook, one of the OG social media platforms, may not have the steam it once had, but its still a great place to connect with others about finance topics. Facebook groups in particular are ideal hubs.

Facebook Groups dedicated to personal finance and money matters can provide a supportive community where members can seek advice and share experiences, said Marcus Phillips, founder and managing director at Mortgages. By joining groups such as Financial Independence, Retire Early (FIRE), Debt-Free Community, or Budgeting and Saving Tips, individuals can connect with like-minded individuals, ask questions and gain insights into various financial topics. However, as with any online community, its important to exercise caution and verify the credibility of the information shared.

As a favorite destination for video content, YouTube is highly revered as a diverse place to get financial advice from a range of influencers and experts.

YouTube has a huge library of finance creators who have been building their catalogs of information for years now, said Scott Nelson, CEO of MoneyNerd. As the platform allows for both short-form and long-form videos, finance concepts and money ideas are explained in concise and detailed formats, depending on what you are looking for.

YouTube is also very search-friendly more so than other social media platforms.

The great thing about using YouTube for money matters is that it is easy to use the search function to find the exact information you need (unlike platforms like TikTok and Twitter that rely on algorithms), and there is bound to be at least one video out there that discusses your money problem, Nelson said.

More From GOBankingRates

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Experts Say These Are the Best Social Media Platforms for Money Advice - GOBankingRates

More than half of Year 11 students at an inner-city school have agreed to give up social media during their exams to boost grades. Cumberland Community School in Plaistow, East London, has convinced 160 students to delete social networking apps from their phones in a bid to keep them more focussed on their exams.

Throughout May and June, while taking their GCSEs, there will be no Instagram posting, WhatsApp messaging or snapchats for the students who have agreed to take part in the social media ban. Many have also agreed to hand in their mobile phones while in school taking exams to avoid any temptation or distraction.

Since introducing compulsory revision sessions, Cumberland has become among the best in the country for GCSE exam results. Its Progress 8 score jumped an entire grade from minus 0.46 to plus 0.55, making it the most improved in the country.

The school runs compulsory early morning, late afternoon, weekend and holiday revision sessions with year 11 students starting at 7am - and not being able to leave until 4.30pm every day. There are 300 children in the year group. 160 have agreed to delete social media during their exams.

Student Dania Olajide, 16, from Tower Hamlets, said: Doing my mocks I was still on social media so tried to balance revising with socialising. Now that Im off social media I expect my grades to improve. This will be an interesting test to see if I do better than my friends who arent giving up. I think I will.

I spend a lot of time on Instagram, Tik Tok and Snapchat but so far I have not had many withdrawals. I read a lot so now just occupy myself when Im not studying doing that. I think this is a great idea by the school because it pushes us to be the best we can be. They are looking out for us.

Student Amin Opayemi, 16, from Beckton, added: I already feel like it has helped me and its only been a few days. I have stopped procrastinating, checking my phone every five minutes while revising. Social media is highly addictive and so you can easily get sucked in. You say you yourself you will just check your phone then an hour has gone past and you havent revised.

It has massively helped to clear my head as well. Once I put it down for a few days the desire to pick it up started to leave me. I would advise all students who are serious about doing well on their exams to give this a try. Its only a few months and could make a huge difference to their futures.

Headteacher Ekhlas Rahman predicts the students taking part will see a significant uplift in their results. He said: As adults we know what a time thief these social networking site can be. For teenagers the temptation is even stronger.

If you are tweeting or posting or WhatsApping you are not revising. We predict it is going to make a huge difference, possibly an entire grade point in each subject. We will monitor their progress against students not taking part in the scheme with similar grade predictions to see how they get on.

We are always looking for an extra edge to give our students the best possible chance of getting strong grades. We have had the children in every day at 7am studying for their exams and they are here after school every day until 4.30pm.

Newham is one of the poorest boroughs in the country so most of our parents cannot afford a private tutor so we provide it all for free, every day. Cumberland Community School is operated by the Community Schools Trust.

CEO Simon Elliott said: I dont think it is controversial to say that these phones are highly addictive. At a time when they need to be concentrating on their exams many are glued to their phones.

I am very proud of what these students and this school is trying to achieve. It takes a lot for a young person to step away from the crowd, they are pioneers. I am not a betting man but a huge uplift in the exam results of these students is as close to a sure thing as you can get.

Their future selves will be very grateful the made this sacrifice at such a crucial stage of their academic careers.

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Students agree to give up social media during their exams to boost ... - Nottinghamshire Live

After spending the past few months shaking up Twitter internally, Elon Musk is now looking to the future.

Just days after announcing a new CEO, Twitter is reportedly acquiring tech talent hiring platform Laskie, Bloomberg first reported on Tuesday.

Laskie was co-created by serial Twitter user and startup founder Chris Bakke, who previously sold hiring startup Interviewed to Indeed six years ago.

Neither Laskie nor Twitter confirmed the acquisition or announced the terms of the deal. And Bakke, who I always see on my Twitter feed, has been suspiciously offline since early May.

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Its a surprising move for Twitter, which recently cut upward of 3,500 employees and sold its pricey office furniture, and is still, after all that, being sued by at least six companies for not paying its bills.

But perhaps the acquisition is a sign the company is on the mend. Musk previously announced Linda Yaccarino, an ex-NBCUniversal executive, will take on the role of CEO and he will act as the chief technology officer.

After acquiring Twitter against his will, Musk said his aspirations for the social media company involved becoming a super app, a one-stop shop for every digital interaction from messaging to buying groceries. Its a goal Snap CEO Evan Spiegel has long aspired to achieve and something many companies in China already function as today

Laskie, which matches job seekers with prospective employers, may bring Twitter a step closer to its super app goal and allow it to compete with LinkedIn as a professional social networking platform.

However, Twitter doesnt have a great track record with maintaining its acquisitions. The incredibly popular six-second video platform Vine was acquired by Twitter in 2012 for around $30 million and subsequently shut down four years later.

Twitter at the time said it wanted to reallocate resources toward live streaming instead of Vine, but then shut down its livestreaming platform Periscope in 2021, citing unsustainable levels of maintenance for the product. Periscope survived only six years under Twitters management.

This is Twitters first acquisition under Musk, but Im not sure if Twitter will be able to catch up with Facebook and Amazon, both of which are far closer to super app status than the bird website is.

Illustration: Dom Guzman

Stay up to date with recent funding rounds, acquisitions, and more with the Crunchbase Daily.

Originally posted here:
Elon Musk Moves Twitter Closer To 'Super App' Status With Startup ... - Crunchbase News

A photo of the wedding card of a BJP leader's daughter who is marrying a Muslim man has gone viral on social media with several people, including Hindutva hardliners, trolling the former MLA and the saffron party alleging ''double standards''.

The wedding is slated to take place at a resort here on May 28.

People close to the leader, Yashpal Benam, said on condition of anonymity that his daughter studied at Lucknow University and was in a relationship with the man whom she is going to marry.

Benam is the chairman of the Pauri Municipal Corporation. He was earlier with the Congress and won as an independent from Pauri Assembly constituency in 2007.

Political leaders from both the BJP and the Congress have been invited to the wedding.

Several social media users slammed Benam, saying while the BJP talks about ''Love jihad'', its leader has failed to stop his daughter from marrying a Muslim man.

''The BJP-ruled states are making films like 'The Kerala Story' tax-free while here a BJP leader's daughter is marrying a Muslim man. These are double standards of the BJP and party workers will get demoralised,'' said a user on social networking site Facebook. ''Love jihad'' is a term often used by BJP leaders as well as right-wing activists to allege a ploy by Muslim men to lure Hindu women into religious conversion through marriage.

(This story has not been edited by Devdiscourse staff and is auto-generated from a syndicated feed.)

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BJP leader's daughter to marry a Muslim, photo of wedding card goes viral on social media - Devdiscourse

Survey Discloses: 40% of Women Encounter or Observe Sexual Harassment on Social Media Platforms

Key Findings:

One out of every five women, accounting for 20.8%, has personally endured sexual harassment on various social media platforms. Approximately 39.7% of women have either experienced or witnessed sexual harassment online within the realm of social media. Among female social media users who encountered sexual harassment, a staggering 57% reported experiencing it on Facebook and Facebook Messenger. Regarding the nature of the harassment, 79% of affected women received unwelcome messages and/or sexual comments. An alarming 68.2% of the surveyed 3,000 women who actively use social media expressed dissatisfaction with social media companies efforts in safeguarding users.

Introduction & Survey Objectives

SellCell, a leading online mobile phone price comparison site, in collaboration with OnePoll, conducted a comprehensive survey to investigate the issue of online sexual harassment targeting women on social media platforms. The survey, administered to 3,000 women in the UK who actively engage with social media and related apps, aimed to gauge the prevalence of sexual harassment experiences among women and examine their perceptions regarding the protective measures taken by social media platforms.

Main Survey Results

(Please note that the questions and answers contain sensitive content)

Among the 3,000 UK women who responded to the survey and actively use social media, 40% confirmed they had either experienced or witnessed sexual harassment on social media platforms or apps. Out of the total respondents, 21% disclosed their personal experiences with sexual harassment on social media platforms or apps. Within this group, 57% reported that their encounters with sexual harassment occurred on Facebook or Facebook Messenger. Of those who experienced harassment, 79% received unsolicited sexual comments or messages. When confronted with sexual harassment on social media, 76% of women took action by blocking the offender or offenders. Approximately 32% of victims noted that the long-term effects of social media sexual harassment included feelings of violation and/or intimidation. Among the 2,342 respondents who had not experienced sexual harassment on social media, the majority (69%) attributed their safety to their careful selection process when choosing whom to follow or accept as friends. A significant 68.2% of the surveyed female social media users agreed that social media platforms do not invest enough effort in protecting individuals from online sexual harassment.

Summary of Survey Questions

SellCell and OnePoll posed the following questions to 3,000 UK women who actively use social media, regarding their experiences with sexual harassment on social media platforms and applications. Content advisory: Some survey questions and responses contain sensitive and/or sexual language.

Question 1) Which of the following statements best describes your experience with sexual harassment through a social media platform or app?

The survey inquired 3,000 UK women who actively use social media, Which of the following statements best describes your experience with sexual harassment through a social media platform or app? Among the respondents, 39.7% (1,190) acknowledged either personal experiences with sexual harassment or witnessing such incidents on social media platforms or apps. Moreover, 20.8% (624) of the total respondents admitted to personally enduring sexual harassment on social platforms or applications, leaving the remaining 79.2% who have not experienced such harassment.

Question 2) (If you have never personally experienced sexual harassment through a social media platform or application) Why do you think you have avoided personally experiencing sexual harassment on social media? [Select all that apply]

In response to this question, 69% (1,605) of the 2,342 women who have not personally experienced sexual harassment on social media attributed their safety to their meticulousness in selecting whom they follow or accept friend requests from. Additionally, 42% of respondents keep their social media accounts private to avoid harassment, while 41% refrain from sharing much about themselves due to a lack of trust in platform security. Furthermore, 32% use social media solely for staying updated with news and activities rather than socializing, and 5% limit their social media use to work or business purposes.

Question 3) (If you have personally experienced sexual harassment through a social media platform or application) On which social media platforms/apps have you personally experienced sexual harassment? [Select all that apply]

Among the 624 women who reported personal experiences with sexual harassment on social media, 57% identified Facebook and/or Facebook Messenger as the platforms or apps where they were most likely to face harassment. Additionally, 37% of these women cited Instagram as the source, while 26% attributed their experiences to dating apps like Tinder or Hinge. Interestingly, 4% of the respondents fell victim to online sexual harassment on LinkedIn, a professional networking platform.

Question 4) (If you have personally experienced sexual harassment through a social media platform or application) What types of sexual harassment have you personally experienced on social media platforms/apps? [Select all that apply]

An overwhelming majority of 79% of those who encountered sexual harassment on social media reported unwelcome sexual comments or messages as the primary form of harassment.

Furthermore, 59% of victims received friend requests or invitations from strangers, leading to discomfort.

48% of those targeted stated that the offender sent them pornographic photos or videos.

9% of victims faced threats of sexual violence as a form of online social media sexual harassment.

Question 5) (If you have personally experienced sexual harassment through a social media platform or application) When you personally experienced sexual harassment on social media, did you report this to anyone/take any action? [Select all that apply]

Of the 624 women who confirmed being sexually harassed on social media, 76% took action by blocking the individuals responsible for the harassment. 42% of the respondents reported the offender to the respective social media app or platform. 5% escalated the matter to the police, while regrettably, 11% did not take any action, knowing that the platform, app, or police would not respond to the issue.

Question 6) (If you have personally experienced sexual harassment through a social media platform or application) Which, if any, long-term effects have you experienced as a result of the online sexual harassment you encountered? [Select all that apply]

Of the women who confirmed experiencing sexual harassment in question one, 32% expressed feeling violated and/or intimidated due to their experiences. 21% stated that the sexual harassment caused them to doubt their personal appearance, while 19% reported suffering from anxiety as a consequence. The sexual harassment negatively impacted the current intimate relationships of 10% of victims, and 3% reported detrimental effects on their careers.

Question 7) (All respondents) Which of the following statements best describes your experience with sexual harassment through a social media platform or app?

An overwhelming majority of 68.2% (2,045 women) among the 3,000 respondents expressed dissatisfaction with social media companies actions against sexual harassment on their platforms or applications. Only 7.8% believed that social media companies are doing enough to combat sexual harassment, while 24.0% of respondents remained uncertain about the adequacy of these companies measures to protect female users from harassment.

To access the full report, please visit: (https://www.sellcell.com/blog/social-media-sexual-harrassment-survey-2023/)

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Survey Unveils Disturbing Prevalence of Sexual Harassment ... - Business Cheshire