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New digital payment technologies seem to be popping up every week and giving us alternative ways to pay - without using cash or even a credit or debit card.

From the recently launched Barclays Pingit phone app to Google Wallet and Near Field Communication-enabled smartphones, it remains to be seen which technologies will become mainstream.

But in the perpetually web-connected world of 2012 it certainly does look like coins and notes could be going the way of the dodo.

Here's a look at the ever-growing world of digital payment, which technologies you can already use and which ones are likely to be replacing your wallet in the not too distant future.

Send cash to a phone number

Last month, Barclays launched Pingit, a unique way of sending money to a mobile phone number. Just as Paypal allows you to send money safely and securely to an email address, Pingit does the same for mobile phone numbers.

Pingit comes as a free-to-use application for your iPhone, Android or Blackberry smartphone and allows you to send up to 300 a day to anyone with a phone number and a UK bank account.

You input the amount you want to transfer and the phone number of the recipient. They then receive a text message telling them about the payment and asking you to register with the service to receive payment. If they don't register

within 24 hours, the transaction is cancelled.

Only Barclays current account holders are able to send payments at the moment, as the app is registered against their currents account with the bank, but anyone can receive payments from Pingit.

Read more:
MoneySmarket published Digital money: Time to kiss goodbye to cash?

The idea of a lighted fretboard isn't a new one by any stretch (how do you think the Fretlight got its compound name?), but there's something to be said for not having to buy a brand new guitar for that functionality. The folks behind Tabber are working to make that a reality, having tested a number of prototypes for a product that you can simply slip over the neck of your axe for a quick tutorial. The company is looking to create a slicker version of the concept that it can bring to the market. Tabber's creators need your help to "transform the guitar industry," so naturally they've taken to Kickstarter, with a little under a month to hit their $45,000 goal. The Arduino-powered LED guitar instructor will connect to a mobile device via Bluetooth, accessing information to let you play along with songs, figure out chords and bend your fingers around some scales. Click the source link to send some cash Tabber's way, or to find out a bit more about the project.

Update: As a number of commenters have pointed out, there's a similar project currently awaiting your donations on Kickstarter. Great minds, huh?

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Insert Coin: Tabber lights up your fretboard, shows you the way to rock

AT ONLY 21, Callan Ward concedes he will feel a bit like an old man tomorrow night when he leads out the GWS Giants in their AFL debut against the Swans at ANZ Stadium.

With just 60 senior games on his resume at the Western Bulldogs, Ward is one of only five players with previous AFL experience named in the Giants team for its inaugural game, the remainder being 17 first-gamers, of which 14 are teenagers.

Apart from Ward, Kevin Sheedy's side will field veterans James McDonald (251 games) and Chad Cornes (239 games), as well as Rhys Palmer (53 games) and Phil Davis (18 games).

Of their debutants, nine are only 18, and another five are 19, with Tim Mohr (23), Jonathan Giles (24) and NRL recruit Israel Folau (22) the older first-timers.

''Yeah, I know it feels like it sometimes,'' Ward said when suggested he was the old man. ''It will be different, it will be extremely exciting though. They will bring the enthusiasm we need. Everyone is just pumped to play the game.

''There is a great feeling around the joint at the moment,'' he said comparing the build-up to that of the preliminary finals he played at the Bulldogs. ''Everyone can't wait to get out there and play. I'm a little bit, not a whole lot yet. I'm not really one to get nervous too early before a game. Usually on the drive to a game I'm a bit nervous but I think I probably have been a bit more nervous this week.''

Asked whether he or Davis will get the honour of tossing the coin for the first time, Ward replied: ''We haven't decided yet. It might have to be paper, scissors, rock. I'm not sure how we'll decide that.''

The Giants' average age is 20 years and eight months, and thanks to the 490 games between McDonald and Cornes, the average number of games is boosted to 28. And Ward and his co-captain Davis, will enter the top 10 youngest AFL captains list tomorrow night, Ward at No.9 (21 years 348 days) and Davis at No.3 (21 years and 206 days).

The 17 debutants equals the AFL record held by Adelaide, which fielded 17 in its first match in the AFL in 1991.

Wagga teenager Harry Cunningham is another making his AFL debut after being selected by the Swans for the clash.

Read the original here:
Debutants' ball: Sheedy's side to feature 17 first-gamers for inaugural clash

WILD winds and heavy storms late last week ruined any chance of play on day one of Keilors Victorian Turf Cricket Association North Division grand final on Saturday.

Captain Danny Law and Doutta Stars counterpart Aaron Mato surveyed Saturdays damage - a sodden pitch courtesy of runaway covers during Thursday nights windy storm - and shook hands on a days abandonment knowing the loser of the toss would ultimately lose the game.

But thats where the comrade Leg 1 ship ended, and when the fickle spin of the silverware landed in Laws favour on Sunday morning, the Blues skipper had no hesitation inviting Mato and his charges to bat.

The lower-ranked side finished the day 6-162. I was happy to win the toss and I think he was a bit disappointed not to, Law said.

The Stars, at least early, grappled with the conditions with esteem. Jamie Anderson (31) and Hamish Moore (28) combined for a 60-run opening stand as Keilors quicks found the slow wicket unrewarding.

But then Shafraz Mohamed cleaned up Anderson and Rajan Aiyappan and Dan Schuppan chimed in to trap Moore in front and rattle Shannon Wigmores woodwork.

And that was before Mato had even entered the fray.

The former Premier Cricket gun, averaging 309 with the willow in the past month, saw wickets tumble from the non-strikers end but held his nerve until stumps.

Mato looked the likes of Schuppan and Law in the eye and did not flinch, clambering to 51 not out as Doutta finished the day 6-162.

Hes their main batsman. The pressure is on him to hold their innings together, Law said.

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Flip-of-the-coin final

by Tara Davidson

Equiom, the leading Isle of Man headquartered Trust and Corporate Service Provider marked its 5th Anniversary with a reception for clients, government and business contacts at The Sayle Gallery on Harris Promenade Douglas.

Commenting on this significant milestone Equioms Managing Director, Sheila Dean said; The last 5 years has been an exciting period in the development of Equiom as a totally independent Trust and Corporate Service Provider. Our 86 staff work tirelessly to ensure the continuous growth of the business across all of the sectors we operate in. We are proud to be licensed by the Isle of Man Financial Supervision Commission and are extremely grateful for the support we receive from both the Chief Minister and the Isle of Man Government in order to achieve our objectives. At the heart of our success is our very loyal client base and we greatly value our continuing relationship with them and thank them for their support to date. We strongly believe it is a partnership built on trust.

Equioms Senior Manager Business Development, Bruce Dutton added; Despite the global turbulence of recent years our investment in the business, both operationally and from a Business Development perspective, has been considerable which, I am pleased to say, has delivered outstanding results. Going forward we have a clearly defined strategy for future growth and whilst some commentators refer to the current climate as challenging, we view it as a climate for opportunity.

The evening coincided with an exhibition by local artist Tracey Dean titled Coast to Coast - depicting beautiful Manx scenes.

To experience the new Equiom website please go to http://www.equiom.im

- Ends -

At the heart of our success is our very loyal client base and we greatly value our continuing relationship with them and thank them for their support to date."

Sheila Dean, Equiom's Managing Director

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Equiom Trust Company Celebrates 5th Anniversary