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TOLEDO, OH (Toledo News Now) -

He has a name you've heard of and a face you've probably seen. Known for his big personality, Dave Ramsey has been helping folks around the world, for years, rid their lives of debt.

When it comes to getting out of debt, Dave Ramsey says, "The biggest thing about getting out of debt is really getting angry about it. You've got to get ticked off about living your life in such a way you're gonna retire broke and that you work too hard to be this broke."

Paul Bolin is a living testament to Ramsey's program. He is 27 years old and debt free.

"When I graduated college I was a little over $70,000 in student debt. When you're working your first job out of college you're not making a million dollars a year. It was pretty much right away that I knew I had to do something else, said the University of Toledo graduate.

Bolin says after feeling the financial pressure many others do, he turned to a family friend for advice.

"I have a friend in the family that does well for themselves and I asked them what they did different. And his mother actually gave me the Dave Ramsey book 'Total Money Makeover,' and she said if you learn the habits of this book it will change your life, and it did," Bolin says.

But it wasn't easy. Bolin says he gave up frivolous spending and going out. He says he didn't go out to eat for 2 years. He followed a set of steps that led him on the path to success.

Step 1: Start with an emergency fund. Put away $1000 into an account.

"You don't touch it and the point of it is in case your car breaks down or something happens that you absolutely have to access the money," said Bolin

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How would you like to erase your debt? It's possible with these 7 steps